Island Time Communities Guide

💰 Entry-Level (~$350K – $700K)

Charming island-style living without the luxury price tag:

1. Anglers Cove – Marco Island
   Affordable waterfront condos with boat docks and walking distance to shops and restaurants. Prices start in the $300Ks–$500Ks.

2. Useppa Island Cottages – North of Captiva
   Quieter private island community accessible only by boat; small homes and cottages occasionally hit the market in the $500K–$700K range.

3. Mainland-Adjacent Island Homes – St. James City (Pine Island)
   Island homes with water access and small-town charm; many under $600K, especially in off-water spots.

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💼 Mid-Range (~$700K – $1.5M)

Detached homes and waterfront condos with island aesthetics, water access, and strong community vibes:

1. South Seas Resort Condos – Captiva Island
   Resort-like island living with full amenities and marina access. Condos in the $800K–$1.2M range.

2. Hideaway Beach Club – Marco Island
   Gated beachfront community with a golf course and relaxed island vibe. Villas and condos range from $900K–$1.5M.

3. Matlacha Cottages – Matlacha Island
   Artsy, quirky island homes often with canal frontage and tropical color. Homes range $700K–$1.1M, depending on water access.

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✨ Luxury ($1.5M+)

Private islands, luxury beachfront homes, or ultra-premium island condos:

1. Captiva Island Estates – Captiva
   Secluded luxury estates with direct Gulf access, private beaches, and lush tropical settings. Most listings $3M–$12M+.

2. Key Marco – Marco Island
   Exclusive gated island with custom homes, elevated views, and protected lands. Homes range from $2M–$6M+.

3. Sanibel Island Gulf-Front Homes – Sanibel
   Luxury beachfront or canal-front homes in Sanibel’s top-tier neighborhoods. Prices start around $2M and can exceed $10M+.