Cape Coral, FL · Waterfront / Boating Communities

Harbour Preserve at Cape Harbour

Gated luxury waterfront homes inside Cape Harbour

Waterfront / Boating Communitiessingle-familyLuxury · $900K+FEMA Zone AE

On the Map

Where Harbour Preserve at Cape Harbour sits

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Available Now

Homes for sale in Harbour Preserve at Cape Harbour

No active listings in Harbour Preserve at Cape Harbour right now

New homes list here weekly, search nearby or ask Rick to watch this community for you.

At a Glance

Harbour Preserve at Cape Harbour at a glance

Price Range
Luxury
Typically $900K+
Flood Zone
Zone AE
High risk · 1% annual chance · BFE established
high-confidence estimate, verify by address
Community Type
single-family
Region
Cape Coral

Amenities & Lifestyle

What you get living in Harbour Preserve at Cape Harbour

GatedLuxury Estate

Drive Times

Location & access

  • 🏖️ Nearest Beach34 min
  • ✈️ RSW Airport41 min
  • 🏙️ Downtown Fort Myers29 min
  • 🏥 Nearest Hospital19 min
  • 🛣️ I-75 Access36 min

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in Harbour Preserve at Cape Harbour. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$16,250
~$1,354/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$15,000, $27,500
Flood + wind in high-risk zone
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Harbour Preserve at Cape Harbour is mapped primarily in Zone AE

All sample points within Harbour Preserve at Cape Harbour returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Ready to Look Closer?

Get live numbers for Harbour Preserve at Cape Harbour

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Harbour Preserve at Cape Harbour tailored to your timeline and budget.

Good Questions

Harbour Preserve at Cape Harbour, frequently asked questions

What are home prices like in Harbour Preserve at Cape Harbour?
Harbour Preserve at Cape Harbour is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Harbour Preserve at Cape Harbour in?
Harbour Preserve at Cape Harbour is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Harbour Preserve at Cape Harbour?
Closest schools include Gulf Middle School (2.8 mi), Ida S. Baker High School (2.8 mi), Oasis High School (3.1 mi). Browse all on the schools directory.
What does it cost to own a home in Harbour Preserve at Cape Harbour?
For a $1,250,000 home, estimate roughly $16,250/yr property tax, $15,000-$27,500/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Harbour Preserve at Cape Harbour offer?
Harbour Preserve at Cape Harbour features Gated, Luxury Estate. Compare similar communities on the interactive map.