Fort Myers, FL · Waterfront / Boating Communities

Hidden Harbor

Newer Gulf-access single-family homes near Island Park, built 2016-2017

Waterfront / Boating Communitiessingle-familyLuxury · $900K+FEMA Zone AE

On the Map

Where Hidden Harbor sits

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At a Glance

Hidden Harbor at a glance

Price Range
Luxury
Typically $900K+
Flood Zone (Verified)
Zone AE
High risk · 1% annual chance · BFE established
Community Type
single-family
Region
Fort Myers

Amenities & Lifestyle

What you get living in Hidden Harbor

New ConstructionBoating Direct Gulf Access

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in Hidden Harbor. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$16,250
~$1,354/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$15,000, $27,500
Flood + wind in high-risk zone
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Hidden Harbor is mapped primarily in Zone AE

All sample points within Hidden Harbor returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: manual

Ready to Look Closer?

Get live numbers for Hidden Harbor

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Hidden Harbor tailored to your timeline and budget.

Good Questions

Hidden Harbor, frequently asked questions

What are home prices like in Hidden Harbor?
Hidden Harbor is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Hidden Harbor in?
Hidden Harbor is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Hidden Harbor?
Closest schools include Rayma C. Page Elementary School (0.4 mi), Three Oaks Middle School (0.5 mi), San Carlos Park Elementary School (2.4 mi). Browse all on the schools directory.
What does it cost to own a home in Hidden Harbor?
For a $1,250,000 home, estimate roughly $16,250/yr property tax, $15,000-$27,500/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Hidden Harbor offer?
Hidden Harbor features New Construction, Boating Direct Gulf Access. Compare similar communities on the interactive map.