Estero, FL · Waterfront / Boating Communities

Mariner's Cove

Gulf-access low-rise condos

Waterfront / Boating CommunitiescondoEntry · $200K – $450KFEMA Zone AE

On the Map

Where Mariner's Cove sits

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Homes for sale in Mariner's Cove

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At a Glance

Mariner's Cove at a glance

Price Range
Entry
Typically $200K – $450K
Flood Zone
Zone AE
High risk · 1% annual chance · BFE established
high-confidence estimate, verify by address
Community Type
condo
Region
Estero

Amenities & Lifestyle

What you get living in Mariner's Cove

Boating Direct Gulf Access

Drive Times

Location & access

  • 🏖️ Nearest Beach20 min
  • ✈️ RSW Airport29 min
  • 🏙️ Downtown Fort Myers17 min
  • 🏥 Nearest Hospital6 min
  • 🛣️ I-75 Access24 min

Cost of Ownership

Estimated yearly costs for a entry-tier home

Florida estimates based on a $350,000 home in Mariner's Cove. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$4,550
~$379/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$4,200, $7,700
Flood + wind in high-risk zone
HOA Estimate
$300, $900/mo
Condo association range

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Mariner's Cove is mapped primarily in Zone AE

All sample points within Mariner's Cove returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Schools Nearby

Top schools within 8 miles of Mariner's Cove

3 Oaks Academy

1.7 mi
K-12private· Score 0/100

Estero Park Elementary School

2.0 mi
Elementarypublic· DOE Grade A· Score 95/100

Three Oaks Elementary School

2.2 mi
Elementarypublic· DOE Grade A· Score 84/100

Estero High School

2.2 mi
Highpublic· DOE Grade B· Score 64/100

Village Oaks Elementary School

2.7 mi
Elementarypublic· DOE Grade A· Score 80/100

Athenian Academy Charter School

2.8 mi
K-8charter· DOE Grade B· Score 75/100

Compare

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Ready to Look Closer?

Get live numbers for Mariner's Cove

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Mariner's Cove tailored to your timeline and budget.

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Good Questions

Mariner's Cove, frequently asked questions

What are home prices like in Mariner's Cove?
Mariner's Cove is in the entry price tier, typically Typically $200K – $450K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Mariner's Cove in?
Mariner's Cove is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Mariner's Cove?
Closest schools include 3 Oaks Academy (1.7 mi), Estero Park Elementary School (2.0 mi), Three Oaks Elementary School (2.2 mi). Browse all on the schools directory.
What does it cost to own a home in Mariner's Cove?
For a $350,000 home, estimate roughly $4,550/yr property tax, $4,200-$7,700/yr insurance (incl. flood), and $300-$900/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Mariner's Cove offer?
Mariner's Cove features Boating Direct Gulf Access. Compare similar communities on the interactive map.