Alva / Olga / Pine Island / Matlacha, FL · Waterfront / Boating Communities

Matlacha Isles

Saltwater canal with direct Gulf access via Matlacha Pass

Waterfront / Boating Communitiessingle-familyMid · $450K – $900KFEMA Zone AE

On the Map

Where Matlacha Isles sits

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Available Now

Homes for sale in Matlacha Isles

No active listings in Matlacha Isles right now

New homes list here weekly, search nearby or ask Rick to watch this community for you.

At a Glance

Matlacha Isles at a glance

Price Range
Mid
Typically $450K – $900K
Flood Zone
Zone AE
High risk · 1% annual chance · BFE established
high-confidence estimate, verify by address
Community Type
single-family
Region
Alva / Olga / Pine Island / Matlacha

Amenities & Lifestyle

What you get living in Matlacha Isles

Boating Direct Gulf AccessWaterfrontCanal

Drive Times

Location & access

  • 🏖️ Nearest Beach44 min
  • ✈️ RSW Airport45 min
  • 🏙️ Downtown Fort Myers27 min
  • 🏥 Nearest Hospital30 min
  • 🛣️ I-75 Access40 min

Cost of Ownership

Estimated yearly costs for a mid-tier home

Florida estimates based on a $650,000 home in Matlacha Isles. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$8,450
~$704/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$7,800, $14,300
Flood + wind in high-risk zone
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Matlacha Isles is mapped primarily in Zone AE

All sample points within Matlacha Isles returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Ready to Look Closer?

Get live numbers for Matlacha Isles

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Matlacha Isles tailored to your timeline and budget.

Good Questions

Matlacha Isles, frequently asked questions

What are home prices like in Matlacha Isles?
Matlacha Isles is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Matlacha Isles in?
Matlacha Isles is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Matlacha Isles?
Closest schools include Oasis Elementary School - North (1.3 mi), Christian Life Academy (2.2 mi), Trafalgar Elementary School (2.6 mi). Browse all on the schools directory.
What does it cost to own a home in Matlacha Isles?
For a $650,000 home, estimate roughly $8,450/yr property tax, $7,800-$14,300/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Matlacha Isles offer?
Matlacha Isles features Boating Direct Gulf Access, Waterfront, Canal. Compare similar communities on the interactive map.