Fort Myers Beach, FL · Single-Family Waterfront

Palm Isle

Canal-front enclave

Single-Family Waterfrontsingle-familyLuxury · $900K+FEMA Zone AE

On the Map

Where Palm Isle sits

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Homes for sale in Palm Isle

No active listings in Palm Isle right now

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At a Glance

Palm Isle at a glance

Price Range
Luxury
Typically $900K+
Flood Zone
Zone AE
High risk · 1% annual chance · BFE established
high-confidence estimate, verify by address
Community Type
single-family
Region
Fort Myers Beach

Amenities & Lifestyle

What you get living in Palm Isle

Boating CanalBoating Direct Gulf AccessWaterfront

Drive Times

Location & access

  • 🏖️ Nearest Beach17 min
  • ✈️ RSW Airport26 min
  • 🏙️ Downtown Fort Myers21 min
  • 🏥 Nearest Hospital5 min
  • 🛣️ I-75 Access21 min

Cost of Ownership

Estimated yearly costs for a luxury-tier home

Florida estimates based on a $1,250,000 home in Palm Isle. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$16,250
~$1,354/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$15,000, $27,500
Flood + wind in high-risk zone
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Palm Isle is mapped primarily in Zone AE

All sample points within Palm Isle returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Schools Nearby

Top schools within 8 miles of Palm Isle

Heights Elementary School

1.2 mi
Elementarypublic· DOE Grade A· Score 79/100

Cypress Lake High School

1.3 mi
Highpublic· DOE Grade B· Score 67/100

Cypress Lake Middle School

1.6 mi
Middlepublic· DOE Grade A· Score 80/100

Lexington Middle School

2.5 mi
Middlepublic· DOE Grade A· Score 70/100

Canterbury School

2.6 mi
K-12private· Score 89/100

Villas Elementary School

4.0 mi
Elementarypublic· DOE Grade B· Score 69/100

Compare

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Ready to Look Closer?

Get live numbers for Palm Isle

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Palm Isle tailored to your timeline and budget.

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Good Questions

Palm Isle, frequently asked questions

What are home prices like in Palm Isle?
Palm Isle is in the luxury price tier, typically Typically $900K+. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Palm Isle in?
Palm Isle is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Palm Isle?
Closest schools include Heights Elementary School (1.2 mi), Cypress Lake High School (1.3 mi), Cypress Lake Middle School (1.6 mi). Browse all on the schools directory.
What does it cost to own a home in Palm Isle?
For a $1,250,000 home, estimate roughly $16,250/yr property tax, $15,000-$27,500/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Palm Isle offer?
Palm Isle features Boating Canal, Boating Direct Gulf Access, Waterfront. Compare similar communities on the interactive map.