Fort Myers, FL · Waterfront / Boating Communities

Tip Top Isles

Small canal-home pocket near Iona

Waterfront / Boating Communitiesnon-gatedMid · $450K – $900KFEMA Zone AE

On the Map

Where Tip Top Isles sits

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Homes for sale in Tip Top Isles

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At a Glance

Tip Top Isles at a glance

Price Range
Mid
Typically $450K – $900K
Flood Zone
Zone AE
High risk · 1% annual chance · BFE established
high-confidence estimate, verify by address
Community Type
non-gated
Region
Fort Myers

Amenities & Lifestyle

What you get living in Tip Top Isles

Boating CanalEstablished

Drive Times

Location & access

  • 🏖️ Nearest Beach7 min
  • ✈️ RSW Airport30 min
  • 🏙️ Downtown Fort Myers26 min
  • 🏥 Nearest Hospital11 min
  • 🛣️ I-75 Access25 min

Cost of Ownership

Estimated yearly costs for a mid-tier home

Florida estimates based on a $650,000 home in Tip Top Isles. Actual numbers vary, book a Strategy Session for a live, parcel-specific quote.

Property Tax
$8,450
~$704/mo · Lee County millage ~1.3%
Insurance (incl. flood)
$7,800, $14,300
Flood + wind in high-risk zone
HOA Estimate
$0, $150/mo
Typically low/none

Estimates only. Florida Homestead Exemption (when you qualify) can knock $750-1,500 off the annual tax bill.

⚠️ Flood Zone Accuracy Note

Tip Top Isles is mapped primarily in Zone AE

All sample points within Tip Top Isles returned Zone AE. Individual parcels may differ, flood zones are assigned per parcel by FEMA, not per community.

Before making an offer, always verify the exact flood zone for the specific property address:

🔍 Verify on FEMA Map Service Center →Ask Rick for the Exact Zone →

Source: FEMA National Flood Hazard Layer · sampled at 5 points per community · confidence: high

Schools Nearby

Top schools within 8 miles of Tip Top Isles

Fort Myers Beach Elementary School

2.4 mi
Elementarypublic· DOE Grade A· Score 90/100

Heights Elementary School

2.9 mi
Elementarypublic· DOE Grade A· Score 79/100

Lexington Middle School

3.4 mi
Middlepublic· DOE Grade A· Score 70/100

Cypress Lake High School

5.0 mi
Highpublic· DOE Grade B· Score 67/100

Cypress Lake Middle School

5.3 mi
Middlepublic· DOE Grade A· Score 80/100

Canterbury School

6.3 mi
K-12private· Score 89/100

Compare

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Ready to Look Closer?

Get live numbers for Tip Top Isles

HOA dues, current listings, recent sales, builder incentives, all change weekly. Book a free Strategy Session and I'll pull a live snapshot for Tip Top Isles tailored to your timeline and budget.

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Good Questions

Tip Top Isles, frequently asked questions

What are home prices like in Tip Top Isles?
Tip Top Isles is in the mid price tier, typically Typically $450K – $900K. List prices vary by size, age, condition, and current inventory; search current listings or ask Rick for live comps.
What FEMA flood zone is Tip Top Isles in?
Tip Top Isles is mapped primarily in FEMA Zone AE, High risk · 1% annual chance · BFE established. Individual parcels can differ; Rick verifies the exact zone for any address.
What schools are near Tip Top Isles?
Closest schools include Fort Myers Beach Elementary School (2.4 mi), Heights Elementary School (2.9 mi), Lexington Middle School (3.4 mi). Browse all on the schools directory.
What does it cost to own a home in Tip Top Isles?
For a $650,000 home, estimate roughly $8,450/yr property tax, $7,800-$14,300/yr insurance (incl. flood), and $0-$150/mo HOA. Full breakdown in the SWFL cost cheatsheet.
What amenities does Tip Top Isles offer?
Tip Top Isles features Boating Canal, Established. Compare similar communities on the interactive map.