$279,900
2 Bed SingleFamilyResidence for Sale in Estero
10704 Rio Mar Circle, Estero, FL, 33928
About this home
A little vintage Florida and plenty of potential—10704 Rio Mar Circle is ready for a fresh new chapter. This 1,207-square-foot home offers two bedrooms plus a den, an open living and dining area, a screened lanai, and a backyard with room to expand the patio or create a lush tropical escape. The big-ticket improvements are already underway with a roof installed in 2018, a new A/C system in 2024, and a brand-new water heater. A stamped-concrete driveway and walkway add character to the exterior. Inside, the home is clean and functional but ready for new flooring, fresh paint, and updates to the kitchen and bathrooms. Whether your dream home is coastal, colorful, or classic, this is an opportunity to choose the finishes, make the space your own and add equity! Updated laminate flooring in living room, den and dining area. Tile flooring in bathrooms, foyer and kitchen. Carpet in two bedrooms. Peace of mind with roll down hurricane shutters on the lanai, for easy protection of your outdoor furniture. X flood zone. Ideally located west of I-75 between Naples and Fort Myers, you’re just minutes from Gulf beaches, RSW International Airport, FGCU, Coconut Point, Miromar Outlets, and the shopping, dining, and entertainment Southwest Florida is known for. Island Club is a gated community of approximately 250 single-family homes centered around a scenic 23-acre lake, with affordable HOA fees of just $820 per quarter including water, sewer, cable, and lawn maintenance. Residents enjoy a lakefront clubhouse, community pool and spa, fitness room, tennis, pickleball, shuffleboard, bocce, cornhole, library, and social activities, with recently refinished tennis and pickleball courts. Whether you’re searching for a seasonal retreat, first home, investment property, or full-time Florida residence, this home’s potential and affordable community amenities make it a standout opportunity in the heart of Estero.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1998
- Interior
- 1,207 sqft
- Lot size
- 3,441.24 sqft
- Acreage
- 0.08 acres
- Garage
- 2 car
- Days on market
- 0
- Total association fees
- $3,280/yr (~$273/mo)
- CDD
- None
- Est. taxes (1.4%)
- $3,919/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- Northeast
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 10741 Rio Mar Circle | Dec 2025 | $310,000 | 2/2 | 1,010 | $307 |
| 10744 Blue Bimini Circle | Jul 2026 | $287,500 | 3/2 | 1,188 | $242 |
| 10701 Blue Bimini Circle | Jun 2026 | $280,000 | 2/2 | 1,030 | $272 |
| 10718 Blue Bimini Circle | Jul 2026 | $320,000 | 2/2 | 1,207 | $265 |
| Average | 4 comps | $299,375 | $272 |
Market trends, Estero
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Lower flood risk (zone X)
- 2-car garage
- Built 1998 — pre-2002 construction may carry older wind codes and higher insurance
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.