2 Bed SingleFamilyResidence for Sale in Estero
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For SaleMLS# 2026034022

$279,900

2 Bed SingleFamilyResidence for Sale in Estero

10704 Rio Mar Circle, Estero, FL, 33928

2 beds2 baths1,207 sqft2 garage
GatedPickleballBocceFitness CenterClubhouseCommunity Pool

About this home

A little vintage Florida and plenty of potential—10704 Rio Mar Circle is ready for a fresh new chapter. This 1,207-square-foot home offers two bedrooms plus a den, an open living and dining area, a screened lanai, and a backyard with room to expand the patio or create a lush tropical escape. The big-ticket improvements are already underway with a roof installed in 2018, a new A/C system in 2024, and a brand-new water heater. A stamped-concrete driveway and walkway add character to the exterior. Inside, the home is clean and functional but ready for new flooring, fresh paint, and updates to the kitchen and bathrooms. Whether your dream home is coastal, colorful, or classic, this is an opportunity to choose the finishes, make the space your own and add equity! Updated laminate flooring in living room, den and dining area. Tile flooring in bathrooms, foyer and kitchen. Carpet in two bedrooms. Peace of mind with roll down hurricane shutters on the lanai, for easy protection of your outdoor furniture. X flood zone. Ideally located west of I-75 between Naples and Fort Myers, you’re just minutes from Gulf beaches, RSW International Airport, FGCU, Coconut Point, Miromar Outlets, and the shopping, dining, and entertainment Southwest Florida is known for. Island Club is a gated community of approximately 250 single-family homes centered around a scenic 23-acre lake, with affordable HOA fees of just $820 per quarter including water, sewer, cable, and lawn maintenance. Residents enjoy a lakefront clubhouse, community pool and spa, fitness room, tennis, pickleball, shuffleboard, bocce, cornhole, library, and social activities, with recently refinished tennis and pickleball courts. Whether you’re searching for a seasonal retreat, first home, investment property, or full-time Florida residence, this home’s potential and affordable community amenities make it a standout opportunity in the heart of Estero.

Property details

Type
SingleFamilyResidence
Year built
1998
Interior
1,207 sqft
Lot size
3,441.24 sqft
Acreage
0.08 acres
Garage
2 car
Days on market
0
Total association fees
$3,280/yr (~$273/mo)
CDD
None
Est. taxes (1.4%)
$3,919/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
Northeast
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInternetMaintenanceGroundsRecreationFacilitiesSewerWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BocceCourtBilliardRoomBilliardsClubhouseFitnessCenterLibraryPickleballPoolShuffleboardCourtSpaHotTubManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Below marketThis home is priced below comparable recent sales, a potential value.
This home
$232/sqft
Comp median
$269/sqft
Difference
-14%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
10741 Rio Mar CircleDec 2025$310,0002/21,010$307
10744 Blue Bimini CircleJul 2026$287,5003/21,188$242
10701 Blue Bimini CircleJun 2026$280,0002/21,030$272
10718 Blue Bimini CircleJul 2026$320,0002/21,207$265
Average4 comps$299,375$272

Market trends, Estero

Median list
$514,900
Median $/sqft
$264
Median sold (90d)
$510,000
Avg days on market
88
Active listings
466
Median sold price · Estero
$515,000last 3 months3% vs $500,000 prior 3 months
Median closed price by month · Estero
3.7% MoM2.7% YoY
$380k$471k$563kJul ’25Aug ’26
$477,755Aug ’26 · 44 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • 2-car garage
Consider
  • Built 1998 — pre-2002 construction may carry older wind codes and higher insurance
Location convenienceHigh
Hospital
9.4 mi
HealthPark Medical Center
Beach
6.4 mi
Lovers Key State Park
Airport
7.8 mi
RSW Intl (Fort Myers)
Shopping
1 mi
Miromar Outlets

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.