$199,900
2 Bed ManufacturedHome for Sale in Pine Island Cove
4944 Porky Lane, St James City, FL, 33956
About this home
We are proud to bring you your slice of tropical paradise in Pine Island Cove, one of St. James City’s most desirable 55+ communities! This brand-new 2 bedroom, 2 bathroom manufactured home has just been installed and is elevated to meet current flood zone elevation requirements, providing peace of mind and potential insurance savings. With an open-concept floor plan, a split-bedroom layout, and a dedicated laundry room, this home is both functional and filled with natural light. Outside, enjoy the convenience of a new covered carport and matching storage shed—ideal for your tools, beach gear, or golf cart. Best of all, the home is located just three homes away from the community center and an easy walk to the heated community pool and other amenities. The interior and exterior comes as a blank slate—fresh, neutral, and ready for your personal touches to make it truly your own. Add your preferred finishes, furnishings, landscaping, and décor to create your perfect Florida retreat. Pine Island Cove offers direct Gulf access via a private community boat ramp, along with RV/boat storage, an active clubhouse, and a full calendar of social events. The HOA is low and the island lifestyle is unmatched. Pine Island is known for its laid-back atmosphere, tropical surroundings, excellent fishing, art galleries, and waterfront dining—a true escape from the mainland grind. Don’t miss this opportunity to own a brand-new, elevated home in a welcoming waterfront community. Schedule your private showing today and make this island gem your own!
Property details
- Type
- ManufacturedHome
- Year built
- 2025
- Interior
- 831 sqft
- Lot size
- 4,007.52 sqft
- Acreage
- 0.09 acres
- Garage
- None
- Days on market
- 345
- Total association fees
- $1,920/yr (~$160/mo)
- CDD
- None
- Est. taxes (1.4%)
- $2,799/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- North
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- Yes
- Pets
- Yes
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 7281 Cobiac Drive | Apr 2026 | $229,000 | 2/2 | 936 | $245 |
| 7316 Cobiac Drive | Mar 2026 | $225,000 | 2/2 | 934 | $241 |
| 4858 Sandpiper Drive | Nov 2025 | $234,000 | 2/2 | 784 | $298 |
| 7020 Drum Drive | Apr 2026 | $197,000 | 2/2 | 948 | $208 |
| Average | 4 comps | $221,250 | $248 |
Market trends, Pine Island Cove
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $50,000 (20%) from the original list price.
| Aug 24, 2026 | Back on market | |
| May 5, 2026 | Price reducedfrom $225,000 | $199,900 |
| Jun 16, 2025 | Listed | $249,900 |
The good, the trade-offs & the location
- Built 2025 — post-2002 Florida wind codes (typically lower insurance)
- New construction
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
- 55+ age-restricted community
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.