2 Bed 2 Bath Waterfront Condominium for Sale in HARBOR TOWERS, FL
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SoldMLS# 225044620

$389,900

2 Bed 2 Bath Waterfront Condominium for Sale in HARBOR TOWERS, FL

2090 Matecumbe Key Road 1404, Punta Gorda, FL, 33955

2 beds2 baths1,030 sqft
GatedGolfPickleballTennisBoatingFitness CenterClubhouseCommunity PoolOn-site DiningWaterfront

About this home

Seller is motivated! Lovely Florida condo with an incredible view of the marina, where you can watch the manatees play! This 2-bedroom, 2-bathroom condo features a bright kitchen with lots of storage in the newer cabinets, quartz countertops, breakfast bar, plus formal dining area. The spacious living room boasts a view of water and boats in the marina, with a sliding door to the screened balcony. Primary bedroom has a spacious walk-in closet, sliding doors to the screened balcony and ensuite bathroom with tiled walk-in shower. Welcome guests with a 2nd bedroom and guest bathroom with tub/shower combination in a separate hallway. Laundry closet inside the unit for your convenience. Also included is an owned, covered carport space (not available with every unit). This property allows a 7-day rental minimum, which makes it great for investors. Burnt Store Marina offers 2 restaurants, a golf course, fitness center, tennis and pickleball courts and the Harbor Towers have a private swimming pool. Come relax in the privacy of your beautiful Florida condo, play some golf, enjoy the walking paths, or the friendly common areas with activities galore.

Property details

Type
Condominium
Year built
1998
Interior
1,030 sqft
Lot size
13,011.372 sqft
Acreage
0.30 acres
Garage
None
Days on market
269
Total association fees
$9,294/yr (~$775/mo)
CDD
None
Est. taxes (1.4%)
$5,459/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceInternetIrrigationWaterMaintenanceGroundsPestControlReserveFundRoadMaintenanceSewerStreetLightsSecurityTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BoatDockMarinaBoatRampClubhouseFitnessCenterGolfCourseLibraryPickleballPoolRvBoatStorageRestaurantSpaHotTubStorageSidewalksTennisCourtsTrailsTrashVehicleWashAreaManagement
Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read — ask Rick for a personalized CMA.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
2090 Matecumbe Key Road 1505Aug 2025$375,0002/21,155$325
Average1 comps$375,000$325

Market trends — Punta Gorda

Median list
$370,438
Median $/sqft
$210
Median sold (90d)
$350,000
Avg days on market
74
Active listings
412
Median sold price · Punta Gorda
$350,000last 3 months4.1% vs $365,000 prior 3 months
Median closed price by month · Punta Gorda
6% MoM7.9% YoY
$305k$353k$401kJul ’25Jul ’26
$329,000Jul ’26 · 51 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $52,900 (12.5%) from the original list price.

Mar 19, 2026Sold$370,000
Nov 15, 2025Price reducedfrom $396,900$389,900
Jul 9, 2025Back on market
May 7, 2025Listed$422,900

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1998 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
  • Higher association fees (~$9,294/yr)
Location convenienceModerate
Hospital
11.3 mi
Cape Coral Hospital
Beach
22.5 mi
Fort Myers Beach
Airport
11.5 mi
Punta Gorda Airport
Shopping
10.6 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.