2 Bed 2 Bath Waterfront Condominium for Sale in MOODY RIVER ESTATES, FL
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SoldMLS# 225031555

$249,900

2 Bed 2 Bath Waterfront Condominium for Sale in MOODY RIVER ESTATES, FL

13040 Sandy Key Bend 3504, North Fort Myers, FL, 33903

2 beds2 baths1,688 sqft2 garage
GatedTennisBoatingFitness CenterClubhouseDog ParkBasketballPlaygroundCommunity PoolWaterfront

About this home

REDUCTION IN HOA Quarterly Fee and TAXES-NEW AC completed with a 10 year transferable warranty Coach Home Corner Unit with a 2-car garage in the gated community of Moody River Estates. The community features tropical landscaping, walking and hiking trails, resort-style amenities, including two pools, tennis and pickleball courts, bocci ball and a clubhouse with pool table, video room, meeting rooms and fitness center. There is a Gulf access boat ramp with quick access to the Calosahatchee River. Your new home is on the second floor, featuring high 12 ft. ceilings, expansive views of the lake with a fountain water feature The interior has been freshly painted, new vinyl luxury planking flooring in both bedrooms. The great room offers true living space for all to enjoy a big screen TV and sofa. There is den/office loft with beautiful bamboo flooring for working from home, high-speed fiber optic XFinity cable and WIFI included in HOA. The kitchen is a cook's dream, enjoy Corian counters, a 13' long breakfast bar, plenty of storage, cabinets and pantry. You will enjoy water views from the great room, kitchen, dining room, and primary bedroom. For your protection there are hurricane shutters. The primary bedroom has natural light offering water views and access to the tiled lanai. The bath area includes double sinks a walk-in shower with two closets. The guest bedroom is ready for a queen bed, with ample closet space, and the guest bath has a tub/shower and a new toilet. There is inside laundry, washer/dryer included, with additional storage and hanging space for laundry. The air-conditioned 2-car garage has additional outlets, lighting & storage. AC provides a great place to store vehicles, golf cart or use as a hobby room. There is also insulation to the garage door along with new springs. The extra-long driveway can park at least 4 vehicles. This home has only been used seasonally, never rented, and is in mint condition. The convenience of County taxes only, quick access to Downtown Ft. Myers-waterfront shopping and dining within minutes via tolley or car and no homeowner flood insurance required. The Master HOA covers flood insurance. Pet Friendly total of 2 up to 40 pounds each

Property details

Type
Condominium
Year built
2005
Interior
1,688 sqft
Lot size
5,641.02 sqft
Acreage
0.13 acres
Garage
2 car
Days on market
314
Total association fees
$9,668/yr (~$806/mo)
CDD
None
Est. taxes (1.4%)
$3,499/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

CableTvInsuranceInternetPestControlRecreationFacilitiesStreetLightsSecurityTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBilliardRoomBilliardsBoatRampClubhouseDogParkFitnessCenterBarbecuePicnicAreaPlaygroundParkPoolSpaHotTubSidewalksTennisCourtsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$148/sqft
Comp median
$142/sqft
Difference
+4%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
13011 Sandy Key Bend 903Nov 2025$250,0002/21,688$148
13011 Sandy Key Bend 901Nov 2025$233,0002/21,688$138
3200 Sea Haven Court 2101Jun 2026$247,0002/21,688$146
3221 Sea Haven Court 2602Feb 2026$222,0002/21,688$132
Average4 comps$238,000$141

Market trends — North Fort Myers

Median list
$273,200
Median $/sqft
$178
Median sold (90d)
$276,000
Avg days on market
94
Active listings
626
Median sold price · North Fort Myers
$275,500last 3 months5% vs $290,000 prior 3 months
Median closed price by month · North Fort Myers
7.1% MoM14.1% YoY
$240k$284k$329kJul ’25Jul ’26
$278,450Jul ’26 · 52 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $62,500 (21.2%) from the original list price.

Mar 6, 2026Sold$232,500
Jan 16, 2026Price reducedfrom $259,900$249,900
Mar 31, 2025Listed$295,000

The good, the trade-offs & the location

Pros
  • Built 2005 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
  • 2-car garage
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • Higher association fees (~$9,668/yr)
Location convenienceHigh
Hospital
3 mi
Cape Coral Hospital
Beach
14.3 mi
Fort Myers Beach
Airport
5.3 mi
Page Field (Fort Myers)
Shopping
2.3 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.