$285,000
2 Bed Waterfront Home for Sale in Pine Island Cove, FL
4920 Gulfgate Lane, St James City, FL, 33956
About this home
GULF ACCESS 2/2 home with direct access no bridges. This beautiful home is located in Pine Island Cove 55+ community where you own your land and the HOA is only $160.00 per month. This home has been completely remodeled with new roof, drywall thru out, new floors, new air conditioning, new cabinets with quartz counters, new bath rooms, three walk-in closets, new appliances. The master bedroom is extra large with two walk in closets. This community has a salt water pool & spa, boat ramp with GUlf ACCESS, picnic ares, dog run, fish cleaning station, bocce ball and pickleball. This home didn't have any water inside. It is located just a few minutes to some of SW Florida best fishing. Community is great place to live with lot of activities for everyone.
Property details
- Type
- ManufacturedHome
- Year built
- 1982
- Interior
- 1,362 sqft
- Lot size
- 4,007.52 sqft
- Acreage
- 0.09 acres
- Garage
- None
- Days on market
- 222
- Total association fees
- $1,920/yr (~$160/mo)
- CDD
- None
- Est. taxes (1.4%)
- $3,990/yr
- Flood zone (area est.)
- Not available
- Storm protection
- Shutters
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Private Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 5025 Curlew Drive | Feb 2026 | $330,000 | 2/2 | 1,210 | $273 |
| 4954 Needlefish Lane | Sep 2025 | $220,000 | 2/2 | 1,429 | $154 |
| 4403 Lake Heather Circle | May 2026 | $340,000 | 2/2 | 1,366 | $249 |
| Average | 3 comps | $296,667 | $225 |
Market trends — St James City
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $40,000 (12.7%) from the original list price.
| May 15, 2026 | Sold | $275,000 |
| Jan 25, 2026 | Price reducedfrom $315,000 | $285,000 |
| Jul 20, 2025 | Listed | $315,000 |
The good, the trade-offs & the location
- Waterfront
- Storm protection: Shutters
- Built 1982 — pre-2002 construction may carry older wind codes and higher insurance
- No garage listed
- 55+ age-restricted community
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.