$149,500
2 Bed Waterfront Home for Sale in Cape Coral, FL, $149,500
1016 SE 46th Street 101, Cape Coral, FL, 33904
About this home
Spacious and full of potential! This first-floor 2BR/2BA Gulf-access condo features sunny southern exposure, an end-unit layout with extra natural light, a large living room, and a dining area perfectly sized for a 6-person table. Additional highlights include impact-protected window and all over hurricane coverage, inside laundry, an eat-in kitchen, and a screened lanai. The primary suite offers lanai access, a walk-in closet, and an ensuite bath with a walk-in shower. Assigned carport plus guest parking just outside your front door. Harbor Castle is a privately run HOA offering a heated pool and opportunity to add a boat slip. Just steps to Downtown Cape Coral—restaurants, bars, shops, farmers market, and more. Priced to sell and ready for your updates.
Property details
- Type
- Condominium
- Year built
- 1984
- Interior
- 1,187 sqft
- Lot size
- 5,580.036 sqft
- Acreage
- 0.13 acres
- Garage
- None
- Days on market
- 0
- Total association fees
- $8,540/yr (~$712/mo)
- CDD
- None
- Est. taxes (1.4%)
- $2,093/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- South
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Public Sewer
- New construction
- No
- Pets
- No
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1016 SE 46th Street 203 | Mar 2026 | $165,000 | 2/2 | 1,187 | $139 |
| 834 SE 46th Street A1 | Apr 2026 | $150,000 | 2/2 | 1,148 | $131 |
| 834 SE 46th Street 1C | Jun 2026 | $161,000 | 2/2 | 1,158 | $139 |
| 806 SE 46th Street 1F | Jun 2026 | $158,000 | 2/2 | 1,199 | $132 |
| 806 SE 46th Street 1E | Oct 2025 | $149,000 | 2/2 | 1,199 | $124 |
| Average | 5 comps | $156,600 | $133 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $19,500 (13%) from the original list price.
| Jan 27, 2026 | Sold | $130,000 |
| Nov 28, 2025 | Listed | $149,500 |
The good, the trade-offs & the location
- Waterfront
- Storm protection: Impact Windows/Doors
- Built 1984 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
- 55+ age-restricted community
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.