$105,500
2 Bed Attached for Sale in Palm Frond Condo
1165 Palm Avenue 3B, North Fort Myers, FL, 33903
About this home
Flood insurance is INCLUDED in the HOA, and this property is eligible for Florida Homestead Exemption, offering the potential for significant property tax savings for an owner-occupant. That means lower monthly carrying costs and added peace of mind, two major benefits that are hard to find in Southwest Florida today. Welcome to Palm Frond, a hidden gem tucked inside a quaint, owner-occupied, dog-friendly community just minutes from downtown Fort Myers and Sunset Harbor. With no rentals permitted, this neighborhood offers a true sense of community, pride of ownership, and a peaceful atmosphere where neighbors genuinely care. One of the largest units in the development, this well-maintained home features a bright and inviting layout along with a private patio garden that’s perfect for morning coffee, container gardening, or relaxing after a long day. Recent upgrades include a new roof, new fencing, updated kitchen, new bedroom flooring, and a brand-new exterior storage closet for added functionality and convenience. Whether you're searching for a full-time residence, seasonal escape, or low-maintenance Florida lifestyle, this move-in ready home delivers comfort, charm, and value in an increasingly hard-to-find price point. Cozy, updated, and close to everything — come discover why Palm Frond feels like home.
Property details
- Type
- Attached
- Year built
- 1984
- Interior
- 955 sqft
- Lot size
- Not specified
- Acreage
- Not specified
- Garage
- None
- Days on market
- 187
- Total association fees
- $6,000/yr (~$500/mo)
- CDD
- None
- Est. taxes (1.4%)
- $1,477/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Shutters
- Exposure
- North
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1165 Palm Avenue 5C | Dec 2025 | $119,999 | 2/1 | 927 | $129 |
| 3490 N Key Drive 309 | Dec 2025 | $98,000 | 1/2 | 1,106 | $89 |
| 3490 N Key Drive 301 | Jul 2026 | $120,000 | 1/1 | 840 | $143 |
| 3326 N Key Drive 5 | Jul 2026 | $115,000 | 2/1 | 791 | $145 |
| Average | 4 comps | $113,250 | $127 |
Market trends, North Fort Myers
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $23,000 (18.9%) from the original list price.
| Aug 12, 2026 | Sold | $99,000 |
| Jul 18, 2026 | Price reducedfrom $99,000 | $105,500 |
| Jan 12, 2026 | Listed | $122,000 |
The good, the trade-offs & the location
- Storm protection: Shutters
- Built 1984 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.