$310,000
2 Bed Waterfront Home for Sale in Palm Island
13351 Wild Cotton Court, North Fort Myers, FL, 33903
About this home
Welcome to Palm Island, one of North Fort Myers’ most desirable and best-kept secrets. This exceptional gated community offers a prime location just minutes from downtown Fort Myers, Cape Coral, and provides convenient access to I-75. Residents enjoy an impressive array of amenities, including a beautifully appointed clubhouse, resort-style pool, hot tub, game and exercise room, tennis, and pickleball courts. For boating enthusiasts, Palm Island offers Gulf-access opportunities with optional dock space and boat storage (subject to availability), available for a nominal fee, along with a community boat ramp. Monthly maintenance fees are only $275.00 which also includes lawn maintenance. This well-maintained open floor plan home features numerous updates, 1776 sq ft of living space including granite countertops, sunburst windows with plantation shutters, a renovated primary bath, and a 2020 roof paired with a newer A/C system. All remaining windows and sliders are equipped with window shutters or accordion shutters for added peace of mind. The floor plan includes two bedrooms plus a spacious den. The living area has tile floors throughout the living area, creating a clean, cohesive look. The bedrooms plus den offer laminate wood flooring. The den is complete with a Murphy bed to comfortably accommodate additional guest. The pristine backyard offers a tranquil escape, featuring a picturesque lake view highlighted by a serene central fountain—the perfect backdrop for quiet morning coffees or peaceful evening relaxation on your expansive lanai. Both the driveway and backyard patio have been updated to brick pavers for a more attractive look. This property combines comfort, quality updates, and resort-style amenities in a community that truly stands out. No Flood Insurance required.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1996
- Interior
- 1,776 sqft
- Lot size
- 5,532.12 sqft
- Acreage
- 0.13 acres
- Garage
- 2 car
- Days on market
- 47
- Total association fees
- $3,300/yr (~$275/mo)
- CDD
- None
- Est. taxes (1.4%)
- $4,340/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- West
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 13358 QUEEN PALM Run | Nov 2025 | $315,000 | 2/2 | 1,677 | $188 |
| 2223 NE 5th Street | Nov 2025 | $300,000 | 3/2 | 1,931 | $155 |
| 2218 NE 5th Terrace | Sep 2025 | $312,000 | 3/2 | 1,749 | $178 |
| Average | 3 comps | $309,000 | $174 |
Market trends, North Fort Myers
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $7,500 (2.4%) from the original list price.
| Aug 18, 2026 | Sold | $302,500 |
| Jun 13, 2026 | Listed | $310,000 |
The good, the trade-offs & the location
- Waterfront
- Storm protection: Impact Windows/Doors
- 2-car garage
- Built 1996 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.