$99,900
2 Bed ManufacturedHome for Sale in Pine Island Cove
4999 Gulfgate Lane, St James City, FL, 33956
About this home
Calling all investors or DIY enthusiasts. Here's your chance to finish remodeling this home in the very sought after community of Pine Island Cove and grab your piece of the SWFL coastal lifestyle on Pine Island. Exterior upgrades of home include a newer roof (2021), new screen enclosure lanai (2025), and new carport. Interior upgrades include new kitchen cabinets and countertops, new baths, new vinyl plank flooring, new carpet in bedrooms. PICove is a 55+ Gulf access community with lots of great amenities and low monthly HOA fees of just $160. Community amenities include a sparkling salt water pool, hot tub, Bocce and Pickleball courts, spacious clubhouse, community boat ramp w/fish cleaning station and park, fenced dog park, and a gated boat & RV storage area for only $50. annually. Motivated seller, come and see!
Property details
- Type
- ManufacturedHome
- Year built
- 1989
- Interior
- 768 sqft
- Lot size
- 4,007.52 sqft
- Acreage
- 0.09 acres
- Garage
- None
- Days on market
- 5
- Total association fees
- $1,920/yr (~$160/mo)
- CDD
- None
- Est. taxes (1.4%)
- $1,399/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- East
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 7230 Ladyfish Drive | Aug 2026 | $120,000 | 2/2 | 846 | $142 |
| 7076 Drum Drive | Mar 2026 | $105,000 | 2/2 | 826 | $127 |
| 4911 Sandpiper Drive | Dec 2025 | $84,000 | 2/1 | 636 | $132 |
| 4777 Sandpiper Drive | Mar 2026 | $112,500 | 2/2 | 960 | $117 |
| 4868 Flamingo Drive | May 2026 | $95,000 | 2/1 | 864 | $110 |
| Average | 5 comps | $103,300 | $126 |
Market trends, Pine Island Cove
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $9,900 (9.9%) from the original list price.
| Aug 20, 2026 | Sold | $90,000 |
| Jul 21, 2026 | Listed | $99,900 |
The good, the trade-offs & the location
- Built 1989 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
- 55+ age-restricted community
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.