$499,900
2 Bed Pool Home for Sale in Cape Coral
1211 SE 21st Street, Cape Coral, FL, 33990
About this home
Live the Waterfront Lifestyle – or Let It Pay for Itself! Welcome to 1211 SE 21st Terrace in Cape Coral, a fully furnished, turnkey Gulf-access home that offers the perfect blend of personal retreat and proven income-producing opportunity, AND NO FLOOD INSURANCE REQUIRED! Situated on a wide canal with quick Gulf access, this 2-bedroom + den, 2-bath home is designed for effortless indoor-outdoor living. The open floor plan flows seamlessly into a spacious outdoor area featuring a private pool, spa, and covered lanai—ideal for entertaining, relaxing, or hosting guests year-round. Large sliding glass doors open from the main living areas directly to the pool deck, creating that indoor-outdoor feel you expect in Southwest Florida. The home is finished with tile and laminate throughout, a well-appointed kitchen, and a layout that comfortably accommodates both everyday living and short-term guests. Step outside to your private boat dock, where you can be on open water in minutes. Whether it’s boating, fishing, or sunset cruises, this location delivers the true Florida waterfront lifestyle. For investors, this property has a strong track record as a successful short-term rental and is being sold fully furnished, making it ready to generate income from day one. No setup, no delays, just immediate opportunity. Whether you’re looking for a personal escape, a seasonal home, or a high-demand rental property, this home checks every box.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1968
- Interior
- 1,573 sqft
- Lot size
- 11,586.96 sqft
- Acreage
- 0.27 acres
- Garage
- 1 car
- Days on market
- 87
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $6,999/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- North
- Waterfront
- Yes
- Gulf access
- Yes
- Gulf access type
- Direct — no bridges
- Pool
- Yes
- Spa
- Yes
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 14 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1317 SE 21st Street | Jan 2026 | $550,000 | 3/2 | 1,742 | $316 |
| 1018 SE 22nd Street | Sep 2025 | $495,000 | 3/2 | 1,642 | $301 |
| 1910 SE 10th Place | Oct 2025 | $500,000 | 3/2 | 1,702 | $294 |
| 1506 SE 21st Terrace | Jul 2026 | $475,000 | 2/3 | 1,501 | $316 |
| 907 SE 19th Terrace | Sep 2025 | $395,000 | 3/2 | 1,707 | $231 |
| 1002 SE 17th Street | Oct 2025 | $375,000 | 3/2 | 1,715 | $219 |
| Average | 6 comps | $465,000 | $280 |
Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $25,000 (4.8%) from the original list price.
| May 15, 2026 | Price reducedfrom $524,900 | $499,900 |
| Apr 15, 2026 | Listed | $524,900 |
The good, the trade-offs & the location
- Private pool
- Gulf access (Direct — no bridges)
- Built 1968 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.