2 Bed Pool Home for Sale in Cape Coral
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For SaleMLS# 2026036246

$259,999

2 Bed Pool Home for Sale in Cape Coral

1123 SW Pine Lane 4, Cape Coral, FL, 33991

2 beds2 baths1,850 sqft1 garage
BocceClubhousePlaygroundCommunity Pool55+

About this home

A RARE GOLF-LIFESTYLE OPPORTUNITY AT WHISPERING PINES! This spacious 2-bedroom + den, 2-bath condo offers an impressive 1,850 sq. ft. of living area in a well-maintained 55+ community directly bordering Palmetto-Pine Country Club. Enjoy a truly special setting overlooking the Whispering Pines clubhouse and oversized screened pool, with the fairways of Palmetto-Pine beyond and the country club clubhouse creating a beautiful backdrop. Golf enthusiasts will love the location—and the oversized 1.5-car garage with room for both a vehicle and golf cart. Palmetto-Pine is a separate semi-private country club offering championship golf, practice facilities, dining and an active calendar of golf and social activities. EXCEPTIONAL SELLER INCENTIVE: With an acceptable contract, the seller is willing to pay the buyer’s initial membership cost at Palmetto-Pine Country Club. Whispering Pines has benefited from significant recent community improvements, including a new roof in February 2025, new roadway in January 2026, buildings freshly painted in April 2026 and new gutters in May 2026. The association is financially sound, with HOA dues currently just $380 per month. Combine the generous floor plan, private garage, community pool and clubhouse, extensive recent improvements and an outstanding location beside one of Cape Coral’s premier golf experiences, and you have a Southwest Florida lifestyle that is increasingly difficult to duplicate.

Property details

Type
Condominium
Year built
1979
Interior
1,850 sqft
Lot size
3,659.04 sqft
Acreage
0.08 acres
Garage
1 car
Days on market
0
Total association fees
$4,380/yr (~$365/mo)
CDD
None
Est. taxes (1.4%)
$3,640/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
Impact Windows/Doors
Exposure
Northeast
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
No
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementInsuranceIrrigationWaterLegalAccountingMaintenanceGroundsPestControlRecreationFacilitiesReserveFundRoadMaintenanceSewerStreetLightsTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BocceCourtBikeStorageClubhouseBarbecuePicnicAreaPlaygroundPoolSeeRemarksStorageSidewalksTrailsVehicleWashAreaManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Below marketThis home is priced below comparable recent sales, a potential value.
This home
$141/sqft
Comp median
$170/sqft
Difference
-17%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
2526 SW 10th AvenueNov 2025$320,0003/21,712$187
1601 SW 19th StreetOct 2025$320,0003/22,044$157
1213 SW 15th TerraceJul 2026$314,2613/21,718$183
1415 SW 29th TerraceMay 2026$247,5003/21,743$142
Average4 comps$300,440$167

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$233
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,489
Median sold price · Cape Coral
$385,000last 3 months7.8% vs $357,250 prior 3 months
Median closed price by month · Cape Coral
2.6% MoM7% YoY
$340k$365k$390kJul ’25Aug ’26
$380,000Aug ’26 · 372 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Private pool
  • Storm protection: Impact Windows/Doors
Consider
  • Built 1979 — pre-2002 construction may carry older wind codes and higher insurance
  • 55+ age-restricted community
Location convenienceHigh
Hospital
3.7 mi
Cape Coral Hospital
Beach
11.3 mi
Fort Myers Beach
Airport
8.5 mi
Page Field (Fort Myers)
Shopping
4.5 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.