2 Bed Pool Home for Sale in Tropic Terrace
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For SaleMLS# 2026018012

$89,500

2 Bed Pool Home for Sale in Tropic Terrace

1214 Tropic Terrace, North Fort Myers, FL, 33903

2 beds1.5 baths930 sqft
GatedBoatingClubhouseCommunity Pool55+Waterfront

About this home

Move-In Ready Condo in a Friendly 55+ River Community — These two buildings are unique to themselves! This turnkey 2-bedroom, 1.5-bath condo is located on the top floor of this welcoming North Fort Myers community. Enjoy the convenience of being fully move-in ready, so you can start living the Florida lifestyle from day one. A Rare Advantage: No Assessments. Unlike the larger buildings, these two buildings have no assessments due now — or on the horizon. They also operate under their own HOA, separate from the front and back buildings, giving you a different cost structure to appreciate. Your Own Slice of the Waterfront. The community offers private marina access to the river, with boat slips available on request (first come, first served) at a very nominal yearly fee. Boating, fishing, or simply relaxing by the water are right at your doorstep. A large mango tree just off your deck adds a tropical touch. Resort-Style Amenities. This beautifully landscaped community features an Olympic-sized heated swimming pool, clubhouse with games and a pool table, shuffleboard, boat ramp, BBQ area, and lovely garden views. Social activities and friendly neighbors make it an easy-going place to call home. Everything You Need, Minutes Away. You're less than 1.2 miles from Publix, restaurants, UPS, and big-box stores, and just minutes from downtown Fort Myers with its shopping, dining, and entertainment. Downtown Cape Coral and Punta Gorda are about 20–25 minutes away, and both RSW and Punta Gorda airports are roughly a half-hour drive. Parks for walking or biking are close by, and you can stroll the beautiful new bridge over the Caloosahatchee into downtown for spectacular sunsets — or catch the sunrise from your own deck. Whether you're looking for a seasonal winter retreat or a year-round home, this is your spot. Don't delay — make this friendly community condo yours!

Property details

Type
Condominium
Year built
1965
Interior
930 sqft
Lot size
10,236.6 sqft
Acreage
0.23 acres
Garage
None
Days on market
123
Total association fees
$6,121/yr (~$510/mo)
CDD
None
Est. taxes (1.4%)
$1,253/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
Northeast
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
No
Natural gas
No
Water
Public
Sewer
Assessment Paid
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

InsuranceInternetMaintenanceGroundsPestControl

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BoatDockBoatRampClubhouseLaundryPoolShuffleboardCourtBoatSlipSidewalksManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$96/sqft
Comp median
$91/sqft
Difference
+5%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
1421 Tropic TerraceJul 2026$81,5002/2953$86
4781 Orange Grove Boulevard 3Aug 2026$85,0002/1741$115
1715 Golf Club Drive 2Aug 2026$91,0002/21,129$81
1707 Golf Club Drive 3Oct 2025$108,0002/21,129$96
Average4 comps$91,375$95

Market trends, Tropic Terrace

Median list
$122,000
Median $/sqft
$113
Median sold (90d)
$100,500
Avg days on market
107
Active listings
27
Median sold price · Tropic Terrace
$100,500last 3 months43.6% vs $70,000 prior 3 months

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $10,000 (10.1%) from the original list price.

Jun 22, 2026Price reducedfrom $94,500$89,500
Apr 20, 2026Listed$99,500

The good, the trade-offs & the location

Pros
  • Private pool
  • Waterfront
Consider
  • Built 1965 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
  • 55+ age-restricted community
Location convenienceHigh
Hospital
2.4 mi
Cape Coral Hospital
Beach
14.2 mi
Fort Myers Beach
Airport
5.7 mi
Page Field (Fort Myers)
Shopping
1.6 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.