2 Bed Waterfront Home for Sale in Bonita Springs
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For SaleMLS# 226018282

$175,000

2 Bed Waterfront Home for Sale in Bonita Springs

10651 Wales Loop, Bonita Springs, FL, 34135

2 beds2 baths928 sqft
BocceClubhouseCommunity Pool55+BoatingWaterfront

About this home

Welcome to your affordable piece of paradise in the heart of Southwest Florida! This meticulously maintained, two-bedroom, two-bathroom manufactured home is located in Bonita St. James Village, a highly desirable 55+ co-op community where resort-style living is within reach. Offering a true turnkey experience, this beautiful residence comes fully furnished, meaning you can simply bring your toothbrush and immediately start enjoying the Florida lifestyle. The bright, open-concept floor plan seamlessly connects the full-sized kitchen and dining area to the welcoming living room, creating an ideal layout for everyday living and entertaining. Additional living space includes a sunlit Florida Room, alongside a practical, oversized laundry, storage, and utility workroom.Beyond the home itself, this property stands out because the purchase includes a valuable Co-Op ownership share, which keeps your monthly HOA fees at an incredibly low $95. This fee delivers unmatched value, covering access to the community pool, spa, and community center, while also taking care of trash removal, road upkeep, a fenced storage area, and comprehensive lawn maintenance, including mowing, edging, and tree care. The active, beautifully managed community consists of 118 homesites, with about a third occupied by friendly, full-time residents. To maintain the peaceful neighborhood dynamic, association rules require at least one resident to be age 55 or older, with a second resident permitted at age 45 or older. Leasing and pets are also allowed with restrictions. Best of all, you are just minutes away from local shopping and dining, less than a mile from the post office, under two miles from the public library, and a quick 6.5-mile drive to the pristine sands of Bonita Beach. Come experience the perfect blend of climate, history, and natural beauty today!

Property details

Type
ManufacturedHome
Year built
1991
Interior
928 sqft
Lot size
4,268.88 sqft
Acreage
0.10 acres
Garage
None
Days on market
114
Total association fees
$1,140/yr (~$95/mo)
CDD
None
Est. taxes (1.4%)
$2,450/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
Southeast
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementLegalAccountingMaintenanceGroundsPestControlRecreationFacilitiesReserveFundRoadMaintenanceStreetLightsTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BocceCourtClubhousePoolShuffleboardCourtSpaHotTubStorageManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$189/sqft
Comp median
$174/sqft
Difference
+9%

Based on the $/sqft of 8 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
10330 Wales LoopJan 2026$165,0002/2958$172
10491 Wales LoopMay 2026$152,5002/2793$192
25804 Cockleshell Drive 217Jul 2026$167,0002/2975$171
25804 Cockleshell Drive 312May 2026$165,0002/2975$169
25804 Cockleshell Drive 117Mar 2026$185,0002/2975$190
9297 Pitt RoadSep 2025$162,5002/2920$177
Average6 comps$166,167$179

Market trends, Bonita Springs

Median list
$595,000
Median $/sqft
$355
Median sold (90d)
$522,500
Avg days on market
101
Active listings
699
Median sold price · Bonita Springs
$525,000last 3 months7.1% vs $565,000 prior 3 months
Median closed price by month · Bonita Springs
9.2% MoM1% YoY
$455k$533k$611kJul ’25Aug ’26
$495,000Aug ’26 · 88 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1991 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
  • 55+ age-restricted community
Location convenienceHigh
Hospital
12.8 mi
Physicians Regional (Naples)
Beach
4.6 mi
Bonita Beach
Airport
12.4 mi
RSW Intl (Fort Myers)
Shopping
1.4 mi
Promenade at Bonita Bay

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.