$219,000
2 Bed Waterfront Home for Sale in Cape Coral
4280 SE 20th Place 703, Cape Coral, FL, 33904
About this home
Wake up to stunning sunrises and unwind with breathtaking sunsets over the Caloosahatchee River. This light and bright 7th-floor waterfront condo offers sweeping southwest views of the river and intersecting canals, where you will be in constant awe of the beautiful SWFL skyline. Featuring a 2-bedroom, 2-bath split floor plan, this residence provides both comfort and privacy, along with the convenience of in-unit laundry and tile flooring throughout. The spacious balcony extends the living area, creating the perfect place to relax and take in the water views and coastal breezes. Located in the well-maintained River Towers 55+ community, this condo offers an excellent opportunity to update and personalize while staying within budget and enjoying an unbeatable riverfront setting. Community amenities include a heated riverside pool, tiki hut, fishing pier, grilling areas, shuffleboard, library, and community rooms, with a kayak launch and storage rack coming soon. Boat docks are available on a first-come, first-served basis. Steps from Jaycee Park and conveniently located just off Del Prado Boulevard with quick access to shopping, dining, entertainment, and nearby beaches, this location offers the perfect blend of peaceful waterfront living and everyday convenience. Don't miss out on this opportunity and schedule your provate showing today.
Property details
- Type
- Condominium
- Year built
- 1974
- Interior
- 1,065 sqft
- Lot size
- 10,480.536 sqft
- Acreage
- 0.24 acres
- Garage
- None
- Days on market
- 174
- Total association fees
- $8,268/yr (~$689/mo)
- CDD
- None
- Est. taxes (1.4%)
- $3,066/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- Southwest
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- No
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 4280 SE 20th Place 802 | Dec 2025 | $247,000 | 2/2 | 1,065 | $232 |
| 4260 SE 20th Place 502 | Aug 2026 | $205,000 | 2/2 | 1,065 | $192 |
| 1926 SE 43rd Street 217 | Aug 2026 | $215,000 | 2/2 | 1,004 | $214 |
| 1912 SE 43rd Street 210 | Mar 2026 | $210,000 | 2/2 | 1,004 | $209 |
| 4116 SE 19th Avenue 102 | Jun 2026 | $190,000 | 2/2 | 1,117 | $170 |
| 4013 SE 19th Place 101 | Jan 2026 | $205,000 | 2/2 | 1,166 | $176 |
| Average | 6 comps | $212,000 | $199 |
Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $41,000 (15.8%) from the original list price.
| Aug 4, 2026 | Price reducedfrom $260,000 | $219,000 |
| Mar 9, 2026 | Listed | $260,000 |
The good, the trade-offs & the location
- Waterfront
- Built 1974 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
- 55+ age-restricted community
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.