2 Bed Waterfront Home for Sale in Cape Coral
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For SaleMLS# 2026025799

$280,000

2 Bed Waterfront Home for Sale in Cape Coral

902 SW 48th Terrace 103, Cape Coral, FL, 33914

2 beds2 baths1,162 sqft
GatedBoatingCommunity PoolWaterfront

About this home

Welcome to this extremely well maintained, waterfront community featuring only 10 units per building, offering a quiet and close-knit association. This desirable FIRST-FLOOR 2-bedroom, 2-bath residence is move-in ready and sold TURN-KEY. The unit has been thoughtfully upgraded throughout, including a renovated kitchen with new granite countertops, new cabinetry with additional storage, and new Frigidaire appliances. Additional improvements include 5-inch baseboards, vinyl flooring throughout, fresh interior paint, replaced interior doors, upgraded closet systems, new bathroom vanities with mirrors, new toilets, new blinds, new ceiling fans, a new water heater, and a new AC system with warranty. Electric hurricane shutters provide added convenience and peace of mind. Enjoy tranquil water views from your living space which is perfect for morning coffee or evening wine all while watching boats pass by. Boat owners will appreciate the community dock available exclusively to residents. Community amenities include a waterfront pool, spa, gazebo, and grilling area. All exterior maintenance is handled by the association. No rentals are permitted, ensuring a stable and owner-occupied environment. Small pets are welcome. This is Florida living at its best—schedule your showing today! Flood insurance is included in the HOA monthly dues.

Property details

Type
Condominium
Year built
1987
Interior
1,162 sqft
Lot size
6,534 sqft
Acreage
0.15 acres
Garage
None
Days on market
81
Total association fees
$6,600/yr (~$550/mo)
CDD
None
Est. taxes (1.4%)
$3,920/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementInsuranceIrrigationWaterLegalAccountingMaintenanceGroundsMaintenanceStructurePestControlReserveFundRoadMaintenanceStreetLightsTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BoatDockBoatRampBarbecuePicnicAreaPierPoolSpaHotTubStorageSidewalksManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$241/sqft
Comp median
$220/sqft
Difference
+10%

Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
902 SW 48th Terrace 104Sep 2025$260,0002/21,162$224
912 SW 48th Terrace 110Apr 2026$320,0002/21,162$275
4608 SW 13th AvenueJun 2026$255,0003/21,262$202
900 SW 54th LaneOct 2025$275,0002/21,332$206
4136 SW 9th PlaceApr 2026$274,9003/21,277$215
229 SW 45th StreetNov 2025$300,0003/21,251$240
Average6 comps$280,817$227

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$232
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,481
Median sold price · Cape Coral
$385,000last 3 months7.2% vs $359,000 prior 3 months
Median closed price by month · Cape Coral
1.3% MoM8.4% YoY
$340k$365k$390kJul ’25Aug ’26
$384,750Aug ’26 · 413 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1987 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
Location convenienceHigh
Hospital
5.8 mi
Cape Coral Hospital
Beach
8 mi
Fort Myers Beach
Airport
8.3 mi
Page Field (Fort Myers)
Shopping
7 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.