$269,900
2 Bed Waterfront Home for Sale in Cape Coral
4218 SE 20th Place D5, Cape Coral, FL, 33904
About this home
SECOND-FLOOR WATERFRONT CONDO with DIRECT GULF ACCESS & STUNNING WIDE CANAL VIEWS in SE Cape Coral! Located directly across from the exciting JAYCEE PARK in the highly desirable BEACH PARKWAY PROMENADE area, this BEAUTIFULLY FURNISHED 2-BEDROOM, 2-BATHROOM condo offers the perfect combination of SWFL lifestyle, boating access & long-term value. Jaycee Park’s incredible transformation with its scenic boardwalk, amphitheater, splash pad, boat dock, picnic areas & enhanced waterfront recreation; adds tremendous appeal to the neighborhood and makes this not only a WONDERFUL PLACE TO LIVE, but also a SMART INVESTMENT with STRONG EQUITY GROWTH POTENTIAL. WELCOME TO YOUR DREAM RETREAT IN SUNNY SOUTHWEST FLORIDA! This SECOND-FLOOR UNIT offers PEACE OF MIND w/ NO ONE ABOVE, NO FLOOD WORRIES & PRIVATE ENTRANCE, while showcasing PANORAMIC VIEWS of the 200+ FT WIDE NAVARRO CANAL and breathtaking SWFL SUNSETS! Enjoy your morning coffee from the PRIVATE SCREENED BALCONY or relax in the ENCLOSED SUNROOM while taking in refreshing breezes from the nearby CALOOSAHATCHEE RIVER & watching boats cruise by :) Boating enthusiasts will love DIRECT SAILBOAT ACCESS w/ just one turn to the RIVER & straight out to the GULF! Residents can unwind by CRYSTAL-CLEAR COMMUNITY POOL or enjoy the scenic, walkable surroundings of this BEAUTIFUL WATERFRONT COMMUNITY. Inside, the condo features an OPEN AND AIRY FLOOR PLAN with a tasteful blend of tile and carpet flooring, a spacious kitchen with seating area, and a flexible dining space perfect for formal dining or a cozy breakfast nook. The generous living room is filled with natural light and CAPTIVATING WATER VIEWS, making it ideal for entertaining or peaceful evenings at home! The SPACIOUS PRIMARY SUITE features a WALK-IN CLOSET, private bathroom with stand-up shower, makeup vanity and cabinetry, plus direct access to the SCREENED BALCONY overlooking the wide canal. The GUEST BEDROOM is generously sized and versatile, perfect as a second bedroom, home office, or both. A full-sized washer and dryer are conveniently tucked inside the unit. This 55+ COMMUNITY offers peaceful waterfront living with OPTIONAL DOCKAGE CURRENTLY UNDER CONSTRUCTION, ALL ASSESSMENTS PAID, and first-come, first-served availability; an excellent opportunity for boaters. The seawall is currently being repaired and is expected to be functional by Fall 2026. Additional highlights include MANUAL HURRICANE SHUTTERS for added protection, NEUTRAL INTERIOR COLORS, A/C (2018), WATER HEATER (2017), MOVE-IN READY condition, and NO PETS ALLOWED. Ideally located near Cape Coral’s vibrant dining, shopping, and entertainment, and just a drive away from some of SOUTHWEST FLORIDA’S BEST BEACHES including Fort Myers Beach, Sanibel, Naples, and Marco Island. This is your opportunity to own a BEAUTIFUL WATERFRONT CONDO with DIRECT GULF ACCESS in one of SE Cape Coral’s most sought-after neighborhoods :) MOVE IN AND START ENJOYING THE FLORIDA LIFESTYLE TODAY! LOVE WHERE YOU LIVE!
Property details
- Type
- Condominium
- Year built
- 1977
- Interior
- 1,296 sqft
- Lot size
- 4,207.896 sqft
- Acreage
- 0.10 acres
- Garage
- None
- Days on market
- 50
- Total association fees
- $10,380/yr (~$865/mo)
- CDD
- None
- Est. taxes (1.4%)
- $3,779/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- West
- Waterfront
- Yes
- Gulf access
- Yes
- Gulf access type
- Direct — no bridges
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- No
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 7 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 4210 SE 20th Place C2 | Dec 2025 | $260,000 | 2/2 | 1,272 | $204 |
| 4229 SE 19th Place 1C | Apr 2026 | $280,000 | 2/2 | 1,360 | $206 |
| 4231 SE 19th Place 1J | Apr 2026 | $275,000 | 2/2 | 1,360 | $202 |
| 4115 SE 18th Place 201 | Nov 2025 | $280,000 | 2/2 | 1,362 | $206 |
| 4013 SE 20th Place 402 | May 2026 | $245,000 | 2/2 | 1,295 | $189 |
| 4013 SE 20th Place 505 | Jul 2026 | $280,000 | 2/2 | 1,295 | $216 |
| Average | 6 comps | $270,000 | $204 |
Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Gulf access (Direct — no bridges)
- Built 1977 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
- Higher association fees (~$10,380/yr)
- 55+ age-restricted community
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.