2 Bed Waterfront Home for Sale in Cape Coral, FL, $279,900
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For SaleMLS# 2026032188

$279,900

2 Bed Waterfront Home for Sale in Cape Coral, FL, $279,900

4634 SW Santa Barbara Place 101, Cape Coral, FL, 33914

2 beds2 baths1,324 sqft
BoatingCommunity PoolWaterfront

About this home

Experience beautiful lakefront living in this partially furnished first-floor condo located in a highly desirable SW Cape. Offering over 1,400 square feet of living space, this 2 bedroom, 2 bath home features a spacious open floor plan designed for comfort and relaxation. The Kitchen is appointed with granite counter tops and tile backsplash, abundant cabinetry and plenty of workspace while the large living room area is perfect for entertaining or simply enjoy the tranquil lake view! The spacious primary suite and comfortable guest bedroom provide plenty of room for family and friends. Tile plank flooring throughout, hurricane shutters provide added peace of mind. Step outside to the screened lanai where you can unwind while overlooking the picturesque lake and taking in beautiful sunset views!

Property details

Type
Condominium
Year built
1984
Interior
1,324 sqft
Lot size
14,888.808 sqft
Acreage
0.34 acres
Garage
None
Days on market
0
Total association fees
$6,692/yr (~$558/mo)
CDD
None
Est. taxes (1.4%)
$3,919/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
No
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

IrrigationWaterLegalAccountingMaintenanceGroundsPestControlReserveFundStreetLightsWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BoatDockPoolManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Below marketThis home is priced below comparable recent sales — a potential value.
This home
$211/sqft
Comp median
$230/sqft
Difference
-8%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
133 SE 45th StreetDec 2025$310,0003/21,415$219
229 SW 45th StreetNov 2025$300,0003/21,251$240
210 SW 43rd LaneJul 2026$295,0003/21,282$230
Average3 comps$301,667$230

Market trends — Cape Coral

Median list
$399,999
Median $/sqft
$235
Median sold (90d)
$385,000
Avg days on market
95
Active listings
2,498
Median sold price · Cape Coral
$385,000last 3 months6.9% vs $360,000 prior 3 months
Median closed price by month · Cape Coral
2.2% MoM13.4% YoY
$340k$371k$403kJul ’25Aug ’26
$402,500Aug ’26 · 8 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1984 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
Location convenienceHigh
Hospital
5.1 mi
Cape Coral Hospital
Beach
8 mi
Fort Myers Beach
Airport
7.1 mi
Page Field (Fort Myers)
Shopping
6.3 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.