2 Bed Waterfront Home for Sale in Cape Coral
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For SaleMLS# 2026035816

$239,900

2 Bed Waterfront Home for Sale in Cape Coral

3631 SE 10th Avenue 201, Cape Coral, FL, 33904

2 beds2 baths1,402 sqft
BoatingCommunity PoolWaterfront

About this home

Welcome to Harbour Vista Condo, where wide water views, boating access, and low-maintenance living come together at an exceptional value. This gorgeous Gulf access end unit, offers 2 bedrooms, a large screened lanai, 2 full bathrooms, a car port and storage unit. This desirable Eastern Exposure for terrific sunrises while enjoying your morning coffee on the Rubicon Canal. The thoughtful layout features a front-facing kitchen and an expansive living room at the rear of the unit overlooking the water. Updates include new kitchen countertops, cabinets and ceiling fans in kitchen and living area, new interior paint, new plumbing, LVP flooring, upgraded bathroom vanity, mirrors and toilets. This property would be a great Primary Residence, Second home, Vacation home, or Investment. Close to Down Town Cape Coral, the Cape Coral Yacht Club, Tarpon Point, Cape Harbour and Fort Myers. Boaters will appreciate community dock access for fishing, kayaking, or spending the day on the water. Plus the Condo Association has allowed for the building of boat slips! After a day on the water, relax at the heated community pool and enjoy the Southwest Florida sunshine. Whether you are seeking a full-time waterfront residence, a seasonal retreat, or a strong vacation rental investment, this oversized Gulf Access condo is in a great location! This is true Southwest Florida Gulf Access living that feels like a vacation every day. This unit has all new Cat 5 hurricane impact windows, Roof 2023.

Property details

Type
Condominium
Year built
1982
Interior
1,402 sqft
Lot size
7,091.568 sqft
Acreage
0.16 acres
Garage
None
Days on market
0
Total association fees
$7,860/yr (~$655/mo)
CDD
None
Est. taxes (1.4%)
$3,359/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
No
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

InsuranceIrrigationWaterLegalAccountingMaintenanceGroundsPestControlReserveFundStreetLightsTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BoatDockBarbecuePicnicAreaPoolStorageManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Below marketThis home is priced below comparable recent sales, a potential value.
This home
$171/sqft
Comp median
$194/sqft
Difference
-12%

Based on the $/sqft of 8 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3631 SE 10th Avenue 103Nov 2025$240,0002/21,402$171
3609 SE 10th Avenue 202Apr 2026$235,0002/21,442$163
3722 SE 12th Avenue 1AApr 2026$255,5002/21,294$197
3736 SE 12th Avenue 102Jun 2026$237,0902/21,205$197
1215 SE 37th LaneMay 2026$270,0002/21,267$213
3810 SE 12th PlaceNov 2025$275,0003/21,311$210
Average6 comps$252,098$192

Market trends, Cape Coral

Median list
$399,900
Median $/sqft
$233
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,479
Median sold price · Cape Coral
$385,000last 3 months7.9% vs $356,950 prior 3 months
Median closed price by month · Cape Coral
5.1% MoM4.2% YoY
$340k$365k$390kJul ’25Aug ’26
$370,000Aug ’26 · 335 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
  • Storm protection: Impact Windows/Doors
Consider
  • Built 1982 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
Location convenienceHigh
Hospital
3.5 mi
Cape Coral Hospital
Beach
9.1 mi
Fort Myers Beach
Airport
5.6 mi
Page Field (Fort Myers)
Shopping
4.7 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.