2 Bed Waterfront Home for Sale in Estero
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For SaleMLS# 225077021

$228,500

2 Bed Waterfront Home for Sale in Estero

20551 Port Drive, Estero, FL, 33928

2 beds1.5 baths900 sqft
GatedPickleballBoatingClubhouseCommunity PoolWaterfront

About this home

Gulf Access and You Own the Land. NO Hurricane Damage. Fully Furnished, Super Sharp, and Move-In Ready! Experience effortless coastal living in this beautifully renovated 2-bedroom, 1.5-bath home located in Mariners Cove, a highly desirable 55+ Gulf-access boating community along the scenic Estero River. Every inch of this home has been thoughtfully updated with quality finishes and modern comfort in mind. Step inside to a bright, open floor plan enhanced by recessed LED lighting, creating a warm and inviting atmosphere. The chef-inspired kitchen stands out with quartz countertops, stainless steel appliances, custom cabinetry, under-cabinet lighting, and a generous peninsula with breakfast bar—ideal for entertaining or enjoying your morning coffee. An enclosed sunroom expands your living space, offering a comfortable retreat for relaxing or hosting guests year-round. A durable metal roof extends over the home, carport, and sunroom, providing long-term protection and peace of mind. Additional conveniences include an in-home laundry area and a covered carport that accommodates two vehicles or a boat. Residents of Mariners Cove enjoy outstanding amenities: • Screened community pool • Clubhouse • Shuffleboard courts • Private boat ramp with direct Gulf access via the Estero River • Optional boat docks and lifts for the ultimate waterfront lifestyle Best of all—you own the land in this low-fee HOA community. This home sits high and dry above the floodplain, verified by Lee County engineers. The full renovation was professionally completed with permits through the Village of Estero, and a 4-point inspection has been passed. A 1-year home warranty is included for added confidence. Don’t miss this opportunity to own a piece of paradise and enjoy carefree living in one of Estero’s most sought-after waterfront communities.

Property details

Type
ManufacturedHome
Year built
1972
Interior
900 sqft
Lot size
2,918.52 sqft
Acreage
0.07 acres
Garage
None
Days on market
223
Total association fees
$1,812/yr (~$151/mo)
CDD
None
Est. taxes (1.4%)
$3,199/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
No
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementLegalAccountingMaintenanceGroundsReserveFundSewerTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BoatDockBoatRampClubhouseHobbyRoomLaundryLibraryPierPickleballPoolShuffleboardCourtManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$254/sqft
Comp median
$211/sqft
Difference
+20%

Based on the $/sqft of 11 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
20121 Ian Court 209Jul 2026$225,0002/21,088$207
20121 Ian Court 208Dec 2025$190,0002/2967$196
4121 Lorene Drive 309Feb 2026$230,0002/21,087$212
4131 Gunnison Court 1021Apr 2026$215,0002/2912$236
4150 Gunnison Court 713Apr 2026$190,0002/2912$208
4140 Gunnison Court 623Jul 2026$175,5002/2873$201
Average6 comps$204,250$210

Market trends, Estero

Median list
$514,450
Median $/sqft
$265
Median sold (90d)
$525,000
Avg days on market
90
Active listings
454
Median sold price · Estero
$527,500last 3 months5.7% vs $499,000 prior 3 months
Median closed price by month · Estero
2.4% MoM9.2% YoY
$380k$471k$563kJul ’25Aug ’26
$508,000Aug ’26 · 81 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $11,400 (4.8%) from the original list price.

Apr 27, 2026Price reducedfrom $218,000$228,500
Oct 27, 2025Listed$239,900

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Waterfront
Consider
  • Built 1972 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
Location convenienceHigh
Hospital
6.9 mi
HealthPark Medical Center
Beach
4.8 mi
Lovers Key State Park
Airport
7.8 mi
RSW Intl (Fort Myers)
Shopping
1.4 mi
Coconut Point (Estero)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.