$760,000
2 Bed Waterfront Home for Sale in Oak Street Unrec
850 Oak Street, Fort Myers Beach, FL, 33931
About this home
One or more photo(s) has been virtually staged, AI generated or rendered. BOATER'S DREAM! NO HOA FEES, NO RENTAL RESTRICTIONS & WEEKLY RENTALS ALLOWED. Just over the bridge from Fort Myers Beach, this elevated canal-front home on San Carlos Island offers direct Gulf access with open water reached in less than 2 minutes. Designed for those who love life on the water, this property features a private dock with water and electric service, a 10,000 lb boat lift, remote-controlled jet ski lift, and floating kayak dock. Brand new AC system just installed August 2026! The main living level features a bright, open floor plan with plantation shutters and direct access to a spacious deck overlooking the canal and dock. The kitchen is appointed with solid wood soft-close cabinetry, granite countertops, stainless steel appliances, and a center island for food prep and seating. The primary suite offers an updated bath with quartz countertops and a large walk-in shower, while the second upstairs bedroom includes its own full bath and ample closet space. The lower level (approximately 800 sq ft) provides exceptional flexibility with a garage, sunroom, half bath with shower, and a BONUS room ideal for guests, a home office, fitness space, or studio. Additional features include a paver driveway and garage with retractable screen for added comfort and convenience. Conveniently located minutes from Fort Myers Beach, Margaritaville Resort, waterfront dining, and island entertainment, this rare waterfront opportunity offers the perfect blend of boating access, flexible living space, and investment potential. Whether you're looking for a full-time residence, vacation getaway, or income-producing property, you'll appreciate the brand new AC, weekly rental potential, no HOA fees, and direct access to open water in under two minutes.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1981
- Interior
- 1,199 sqft
- Lot size
- 3,005.64 sqft
- Acreage
- 0.07 acres
- Garage
- 1 car
- Days on market
- 89
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $10,640/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Shutters
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Yes
- County
- Lee
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 453 Palermo Circle | Feb 2026 | $850,000 | 3/1 | 1,184 | $718 |
| 291 Mango Street | Jan 2026 | $800,000 | 3/2 | 1,008 | $794 |
| 18435 Deep Passage Lane | Mar 2026 | $900,000 | 2/2 | 1,155 | $779 |
| Average | 3 comps | $850,000 | $764 |
Market trends, Fort Myers Beach
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $20,000 (2.6%) from the original list price.
| Aug 11, 2026 | Price reducedfrom $770,000 | $760,000 |
| Jun 2, 2026 | Listed | $780,000 |
The good, the trade-offs & the location
- Waterfront
- Storm protection: Shutters
- Built 1981 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.