2 Bed Waterfront Home for Sale in Fort Myers
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For SaleMLS# 2026011599

$229,000

2 Bed Waterfront Home for Sale in Fort Myers

13420 Onion Creek Court, Fort Myers, FL, 33912

2 beds2 baths1,232 sqft1 garage
GolfPickleballTennisBocceFitness CenterClubhouseCommunity PoolOn-site Dining55+Waterfront

About this home

This beautiful NO FLOOD ZONE move in ready 55 plus. Highly desirable Cross Creek Country Club in Fort Myers offers 2 bedrooms and 2 bathrooms with bright, open living spaces and a functional layout perfect for everyday living or entertaining. Residents enjoy a vibrant lifestyle with resort style amenities including an executive golf course, clubhouse, on site restaurant, fitness center, pickleball and tennis courts, bocce courts, scenic walking paths, and a community pool and spa. Spend your days golfing with friends, staying active in the fitness center, enjoying social events, or relaxing on the walking paths and beautifully maintained grounds. This welcoming community makes it easy to meet neighbors, stay engaged, and enjoy the ultimate Southwest Florida lifestyle in a friendly and active environment. Please note some photos are staged.

Property details

Type
Attached
Year built
1986
Interior
1,232 sqft
Lot size
6,137.604 sqft
Acreage
0.14 acres
Garage
1 car
Days on market
153
Total association fees
$8,200/yr (~$683/mo)
CDD
None
Est. taxes (1.4%)
$3,206/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

GolfInsuranceMaintenanceGroundsPestControlStreetLightsTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BocceCourtClubhouseFitnessCenterGolfCoursePickleballPoolPuttingGreensRestaurantSidewalksTennisCourtsTrailsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$186/sqft
Comp median
$193/sqft
Difference
-4%

Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
13273 White Marsh Lane 314Dec 2025$205,0002/21,101$186
12787 Cold Stream DriveMar 2026$225,0002/21,152$195
12699 Cold Stream DriveJun 2026$249,0002/21,309$190
12643 Cold Stream DriveJan 2026$250,0002/21,278$196
12520 Cold Stream Drive 209Jun 2026$240,0002/21,140$211
13171 Whitehaven Lane 223Oct 2025$240,0003/21,279$188
Average6 comps$234,833$194

Market trends, Fort Myers

Median list
$319,998
Median $/sqft
$209
Median sold (90d)
$330,000
Avg days on market
98
Active listings
2,493
Median sold price · Fort Myers
$330,000last 3 months1.5% vs $335,000 prior 3 months
Median closed price by month · Fort Myers
6.3% MoM2.6% YoY
$319k$349k$380kJul ’25Aug ’26
$338,500Aug ’26 · 354 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $26,000 (10.2%) from the original list price.

Aug 17, 2026Back on market
Jun 17, 2026Price reducedfrom $235,000$229,000
Mar 10, 2026Listed$255,000

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Waterfront
Consider
  • Built 1986 — pre-2002 construction may carry older wind codes and higher insurance
  • 55+ age-restricted community
Location convenienceHigh
Hospital
2.5 mi
Gulf Coast Medical Center
Beach
10.3 mi
Fort Myers Beach
Airport
3.6 mi
Page Field (Fort Myers)
Shopping
3 mi
Bell Tower Shops

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.