$229,000
2 Bed Waterfront Home for Sale in Fort Myers
13420 Onion Creek Court, Fort Myers, FL, 33912
About this home
This beautiful NO FLOOD ZONE move in ready 55 plus. Highly desirable Cross Creek Country Club in Fort Myers offers 2 bedrooms and 2 bathrooms with bright, open living spaces and a functional layout perfect for everyday living or entertaining. Residents enjoy a vibrant lifestyle with resort style amenities including an executive golf course, clubhouse, on site restaurant, fitness center, pickleball and tennis courts, bocce courts, scenic walking paths, and a community pool and spa. Spend your days golfing with friends, staying active in the fitness center, enjoying social events, or relaxing on the walking paths and beautifully maintained grounds. This welcoming community makes it easy to meet neighbors, stay engaged, and enjoy the ultimate Southwest Florida lifestyle in a friendly and active environment. Please note some photos are staged.
Property details
- Type
- Attached
- Year built
- 1986
- Interior
- 1,232 sqft
- Lot size
- 6,137.604 sqft
- Acreage
- 0.14 acres
- Garage
- 1 car
- Days on market
- 153
- Total association fees
- $8,200/yr (~$683/mo)
- CDD
- None
- Est. taxes (1.4%)
- $3,206/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 6 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 13273 White Marsh Lane 314 | Dec 2025 | $205,000 | 2/2 | 1,101 | $186 |
| 12787 Cold Stream Drive | Mar 2026 | $225,000 | 2/2 | 1,152 | $195 |
| 12699 Cold Stream Drive | Jun 2026 | $249,000 | 2/2 | 1,309 | $190 |
| 12643 Cold Stream Drive | Jan 2026 | $250,000 | 2/2 | 1,278 | $196 |
| 12520 Cold Stream Drive 209 | Jun 2026 | $240,000 | 2/2 | 1,140 | $211 |
| 13171 Whitehaven Lane 223 | Oct 2025 | $240,000 | 3/2 | 1,279 | $188 |
| Average | 6 comps | $234,833 | $194 |
Market trends, Fort Myers
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $26,000 (10.2%) from the original list price.
| Aug 17, 2026 | Back on market | |
| Jun 17, 2026 | Price reducedfrom $235,000 | $229,000 |
| Mar 10, 2026 | Listed | $255,000 |
The good, the trade-offs & the location
- Lower flood risk (zone X)
- Waterfront
- Built 1986 — pre-2002 construction may carry older wind codes and higher insurance
- 55+ age-restricted community
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.