$589,000
2 Bed Waterfront Home for Sale in Marco Island
860 Panama Court 103, Marco Island, FL, 34145
About this home
Welcome to your dream coastal retreat! This beautifully maintained ground-floor 2-bedroom, 2-bathroom direct access condo at Vantage Point offers a rare blend of comfort, convenience, and captivating waterfront living. Brand NEW SEAWALL just completed, built to a slightly higher elevation with a wide paver walkway around the entire community with brand NEW DEEDED DOCKS. This unit includes boat slip #11, owners can add a lift to the dock suitable to their needs. Boat slip #11 is ideally positioned on the north west finger tip of the property, facing a broad body of water, with direct access to the Gulf. Whether you're a seasoned boater or new to the lifestyle, you'll love the convenience of this boat slip. Inside the unit, the spacious split floor plan offers plenty of natural light, newer kitchen appliances, and walk-in closets in both the primary and guest bedrooms. High-impact sliders and windows provide added protection. A new washer and dryer are included, and the unit features a mix of tile and carpet throughout; Hot water heater 2018, A/C 2016. The lanai overlooks the bright southwest exposure, where you can enjoy gorgeous sunset skies and sightings of local wildlife, including dolphins, manatees and an array of coastal birds. New grass sod was added at the completion of the seawall install. Lovely pool on the waterway-which has also recently been updated. Whether you're looking for a full-time home, seasonal getaway, or investment opportunity, this condo is a great find in a prime location—close to South Marco Beach, dining, and shopping. Don't miss this opportunity to live the waterfront lifestyle you've always dreamed of!
Property details
- Type
- Condominium
- Year built
- 1979
- Interior
- 1,210 sqft
- Lot size
- Not specified
- Acreage
- Not specified
- Garage
- None
- Days on market
- 218
- Total association fees
- $15,600/yr (~$1,300/mo)
- CDD
- None
- Est. taxes (1.4%)
- $8,246/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- West
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 9 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 860 Panama Court 206 | Aug 2026 | $580,000 | 2/2 | 1,210 | $479 |
| 860 Panama Court 105 | May 2026 | $570,000 | 2/2 | 1,210 | $471 |
| 900 Huron Court B3 | Nov 2025 | $612,500 | 2/2 | 1,138 | $538 |
| 889 COLLIER Court 2-203 | Apr 2026 | $600,000 | 2/2 | 1,125 | $533 |
| 929 Collier Court B301 | Apr 2026 | $554,500 | 2/2 | 1,330 | $417 |
| 897 Collier Court 4-705 | Jun 2026 | $515,000 | 2/2 | 1,125 | $458 |
| Average | 6 comps | $572,000 | $483 |
Market trends, Marco Island
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $70,000 (10.6%) from the original list price.
| Jul 21, 2026 | Price reducedfrom $595,000 | $589,000 |
| Jan 22, 2026 | Listed | $659,000 |
The good, the trade-offs & the location
- Waterfront
- Storm protection: Impact Windows/Doors
- Built 1979 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
- No garage listed
- Higher association fees (~$15,600/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.