2 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 2026021260

$250,000

2 Bed Waterfront Home for Sale in Naples

340 Horse Creek Drive 305, Naples, FL, 34110

2 beds2 baths1,326 sqft
GatedTennisBeach AccessCommunity PoolWaterfront

About this home

BRING YOUR TOOTHBRUSH AND ENJOY THIS FULLY FURNISHED 2 BEDROOM CONDO WITH COMPLETELY BRAND NEW AC 2026!!! This unit is the LOWEST PRICE -and- OFFERS the MOST compared to any unit in the Building!! Discover this BEAUTIFUL BRIGHT SUNNY VIEW OF WATER AND BACK BAY FROM 3RD FLOOR in the VERY DESIRABLE GATED Princeton Place at WIGGINS BAY community. This home has been well maintained with BRAND NEW MAJOR SYSTEMS and more recently updated, including: BRAND NEW AC (MAY 2026) • Brand new water heater (2025) • New pipes (2025) • 2-year-old roof • Brand new washer and dryer NEVER BEEN USED • Electric shutters Selling fully furnished and ready for your personal touch. Enjoy one of the nicer views in the building, excellent natural light, and a peaceful park-like setting. This is a strong building with a great community, wonderful neighbors, and excellent building management. Highlights: • Generous open living and dining areas • Southern exposure for beautiful sunshine • Electric shutters for convenience and protection • Covered parking and gated security Community Amenities: • Heated swimming pool • Grilling areas • Optional membership at Tarpon Cove Yacht & Racquet Club (private beach shuttle to Delnor-Wiggins Pass State Park, tennis, fitness, tiki bar, dining & social events) Have your cake and eat it too with this prime North Naples location, low HOA fees, and proximity to some of the best beaches in Southwest Florida — just minutes to Vanderbilt Beach, Mercato, restaurants, shopping, golf, and everything Naples offers. Perfect for a full-time residence, seasonal escape in a highly regarded community.

Property details

Type
Condominium
Year built
1990
Interior
1,326 sqft
Lot size
Not specified
Acreage
Not specified
Garage
None
Days on market
106
Total association fees
$11,515/yr (~$960/mo)
CDD
None
Est. taxes (1.4%)
$3,500/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
South
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

CableTvInternetIrrigationWaterMaintenanceGroundsSewerSecurityTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBeachAccessPrivateMembershipPoolTrailsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Below marketThis home is priced below comparable recent sales, a potential value.
This home
$189/sqft
Comp median
$206/sqft
Difference
-8%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
622 Wiggins Bay Drive C-22Jul 2026$260,0002/21,260$206
660 Wiggins Bay Drive B21Aug 2026$218,0002/21,281$170
668 Wiggins Bay Drive B25Aug 2026$275,0002/21,281$215
Average3 comps$251,000$197

Market trends, Princeton Place

Median list
$272,000
Median $/sqft
$205
Avg days on market
101
Active listings
4
Median sold price · Princeton Place
$315,000last 6 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $45,000 (15.3%) from the original list price.

Jul 28, 2026Price reducedfrom $260,000$250,000
May 9, 2026Listed$295,000

The good, the trade-offs & the location

Pros
  • Lower flood risk (zone X)
  • Waterfront
Consider
  • Built 1990 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
  • Higher association fees (~$11,515/yr)
Location convenienceHigh
Hospital
9.6 mi
NCH Baker Hospital (Naples)
Beach
2.4 mi
Vanderbilt Beach (Naples)
Airport
10 mi
Naples Airport
Shopping
2.3 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.