2 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 225081773

$359,000

2 Bed Waterfront Home for Sale in Naples

440 Wiggins Lake Court 201, Naples, FL, 34110

2 beds2 baths1,283 sqft1 garage
GatedPickleballTennisClubhouseCommunity PoolWaterfront

About this home

Don’t miss this two-bedroom end unit residence with detached one car garage in the favorable X-500 flood zone, West of US 41! Located just 3 miles to just one of many of beautiful powder sand beaches that Naples and Bonita Springs have to offer! Across from the new Private Member Kinsale Golf Course (memberships being offered). Close to marinas and boat launches! This unit is in a four-residence building providing vaulted ceilings and offering abundant windows and natural light with the interior boasting stunning lake and fountain views. In 2025 the unit was re-piped as well as the Primary Bathroom and Guest Bathroom updated with new showers as well as a new water heater. 12/2025 all new stainless kitchen appliances were installed. The building has a new roof and new AC installed/replaced in 2024. The primary bedroom offers a stunning lake view with a soothing water feature and a walk-in closet. The second bedroom accommodates a king size bed, and a privacy door converts the guest bath to an ensuite. In-house laundry and great rental potential! Two community pools, a clubhouse, tennis and pickleball located within the community. “Optional membership” to Tarpon Cove Club is available offering dining, boat to the beach and much more! Back roads, recreational and bike paths lead along the Naples coast to beaches and dining at The Ritz Carlton, La Playa, Turtle Club and Buzz’s Lighthouse if you enjoy dining on the beach or backwaters of Naples, Fl.

Property details

Type
Condominium
Year built
1995
Interior
1,283 sqft
Lot size
Not specified
Acreage
Not specified
Garage
1 car
Days on market
235
Total association fees
$9,696/yr (~$808/mo)
CDD
None
Est. taxes (1.4%)
$5,026/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
Southeast
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementInsuranceIrrigationWaterLegalAccountingMaintenanceGroundsMaintenanceStructurePestControlRecreationFacilitiesReserveFundTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

ClubhousePickleballPoolTennisCourtsManagement
At marketThis home is priced in line with comparable recent sales.
This home
$280/sqft
Comp median
$264/sqft
Difference
+6%

Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
675 Wiggins Lake Drive 201Mar 2026$340,0002/21,283$265
736 Wiggins Lake Drive 202Jul 2026$355,0003/21,447$245
773 Wiggins Lake Drive 101Sep 2025$348,0003/21,374$253
651 Wiggins Lake Drive 101Feb 2026$395,0002/21,447$273
537 Club Side Drive 3-537Mar 2026$363,0002/21,374$264
Average5 comps$360,200$260

Market trends, Wiggins Lakes And Preserves

Median list
$395,000
Median $/sqft
$282
Median sold (90d)
$391,000
Avg days on market
113
Active listings
5
Median sold price · Wiggins Lakes And Preserves
$391,000last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $40,900 (10.2%) from the original list price.

Jul 15, 2026Price reducedfrom $369,000$359,000
Dec 7, 2025Listed$399,900

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1995 — pre-2002 construction may carry older wind codes and higher insurance
  • Higher association fees (~$9,696/yr)
Location convenienceHigh
Hospital
9.4 mi
Physicians Regional (Naples)
Beach
2.4 mi
Vanderbilt Beach (Naples)
Airport
9.8 mi
Naples Airport
Shopping
2.2 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.