2 Bed Waterfront Home for Sale in Naples
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For SaleMLS# 226006842

$399,000

2 Bed Waterfront Home for Sale in Naples

320 Horse Creek Drive 308, Naples, FL, 34110

2 beds2 baths1,378 sqft
GatedBeach AccessBoatingWaterfront

About this home

Set within the desirable gated community of Princeton Place at Wiggins Bay, this beautifully updated and rarely available third-floor end unit captures sweeping bay and lake views enhanced by ideal southern exposure and breathtaking sunset skies. Offered furnished, the residence showcases a refined, modern aesthetic that stands apart from the typical coastal design found throughout the area. The redesigned kitchen features striking quartzite countertops, updated appliances, and contemporary lighting that complements the open living and dining areas. Luxury vinyl plank flooring, impact-resistant windows, and a newer HVAC system add comfort and long-term peace of mind. Both bathrooms have been thoughtfully updated, and the primary suite includes a premium adjustable king bed designed for elevated everyday living. Natural light fills the spacious interior, leading to a screened lanai where tranquil water views create a relaxing backdrop for morning coffee or evening sunsets. Nearly all furnishings are newer, allowing buyers to enjoy a truly turnkey opportunity from day one. One assigned parking space plus generous guest parking provide added convenience. Residents benefit from 24-hour gate-controlled access and a highly desirable North Naples location just minutes from beaches, shopping, dining, and entertainment. Princeton Place buildings have remained proactive with structural and storm-related updates, with current assessments already paid by the owner. Optional membership to Tarpon Cove Yacht Club offers additional lifestyle amenities including private beach shuttle service, har-tru tennis, fitness, bocce ball, pool & tiki bar, casual and fine dining, and vibrant social events. An exceptional opportunity to own a light-filled, move-in-ready residence that blends modern style with serene waterfront living. Residents may explore boating opportunities through the Wiggins Bay Dock Owners Association, where select dock ownership or lease options may be available, creating an added advantage for those seeking both waterfront views and boating access.

Property details

Type
Condominium
Year built
1980
Interior
1,378 sqft
Lot size
Not specified
Acreage
Not specified
Garage
None
Days on market
162
Total association fees
$10,975/yr (~$915/mo)
CDD
None
Est. taxes (1.4%)
$5,586/yr
Flood zone (area est.)
Not available
Storm protection
Impact Windows/Doors
Exposure
South
Waterfront
Yes
Gulf access
Yes
Gulf access type
Direct — no bridges
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInsuranceInternetIrrigationWaterLegalAccountingMaintenanceGroundsPestControlReserveFundStreetLightsSecurityTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBikeStorageBarbecuePicnicAreaSidewalksManagement
Above marketThis home is priced above comparable recent sales.
This home
$290/sqft
Comp median
$265/sqft
Difference
+9%

Based on the $/sqft of 20 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
340 Horse Creek Drive 208May 2026$315,0002/21,432$220
300 Horse Creek Drive 307Apr 2026$390,0002/21,326$294
360 Horse Creek Drive 305Apr 2026$300,0002/21,326$226
585 Club Side Drive 201Sep 2025$395,0002/21,485$266
575 Club Side Drive 4-202Feb 2026$380,0002/21,538$247
537 Club Side Drive 3-537Mar 2026$363,0002/21,374$264
Average6 comps$357,167$253

Market trends, Princeton Place

Median list
$272,000
Median $/sqft
$205
Avg days on market
101
Active listings
4
Median sold price · Princeton Place
$315,000last 6 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $26,000 (6.1%) from the original list price.

Aug 1, 2026Price reducedfrom $425,000$399,000
Feb 23, 2026Listed$425,000

The good, the trade-offs & the location

Pros
  • Gulf access (Direct — no bridges)
  • Storm protection: Impact Windows/Doors
Consider
  • Built 1980 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
  • Higher association fees (~$10,975/yr)
Location convenienceHigh
Hospital
9.6 mi
NCH Baker Hospital (Naples)
Beach
2.4 mi
Vanderbilt Beach (Naples)
Airport
10 mi
Naples Airport
Shopping
2.3 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.