2 Bed Waterfront Home for Sale in Naples
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For RentMLS# 226012114

$20,000

2 Bed Waterfront Home for Sale in Naples

20 Seagate Drive 803, Naples, FL, 34103

2 beds3 baths2,718 sqft2 garage
GatedTennisBeach AccessFitness CenterClubhouseCommunity PoolWaterfront

About this home

Perfectly positioned on the sugar-white sands, this stunning 8th floor end-unit condominium showcases Naples’ iconic sunset views at their finest. This rare 2-bedroom plus den, 3-bath residence in the prestigious, gated Beach House at Naples Cay offers the ultimate winter coastal retreat. From the moment you enter, you’re welcomed by breathtaking panoramic views of the Gulf and Clam Bay through expansive floor-to-ceiling windows. Filled with natural light, the inviting living area features an open-concept layout, elegant tile flooring, and a spacious dining area with seating for eight—ideal for entertaining. The well-appointed kitchen offers every convenience, including a wall oven, tray ceilings, granite countertops, stainless steel appliances, a built-in wine rack, and a center island. A charming breakfast nook, perfectly framed by Gulf views, creates a serene spot to enjoy your morning coffee. Wake to the soothing sound of waves in the primary suite, complete with a king-sized bed, built-in desk, and a private sitting area. The spacious primary bath offers a relaxing retreat with a soaking tub, walk-in shower, dual vanities, and a generous walk-in closet. Guests will feel right at home in the ensuite bedroom featuring a queen-sized bed and its own private balcony. A second wraparound balcony along the northwest corner provides an additional outdoor dining space—perfect for evening meals or a glass of wine while taking in the sunset. Residents of Beach House at Naples Cay enjoy an array of exceptional amenities, including a resort-style pool, private beach access, tennis courts, a fitness center with sauna and steam room, walking paths, on-site management, and secure garage parking. This unit includes two assigned parking spaces for added convenience. Ideally located just minutes from Waterside Shops and Venetian Village, you’ll have easy access to world-class dining and upscale shopping. Live exceptionally in Naples Cay.

Property details

Type
Condominium
Year built
1990
Interior
2,718 sqft
Lot size
Not specified
Acreage
Not specified
Garage
2 car
Days on market
160
Total association fees
None
CDD
None
Est. taxes (1.4%)
$280/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
Northwest
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
No
County
Collier

Amenities

BeachRightsBeachAccessBikeStorageClubhouseFitnessCenterLibraryParkPoolSpaHotTubStorageSidewalksTennisCourts

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

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Market trends, Naples

Median list
$677,000
Median $/sqft
$367
Median sold (90d)
$605,000
Avg days on market
112
Active listings
3,977
Median sold price · Naples
$605,000last 3 months3.2% vs $625,000 prior 3 months
Median closed price by month · Naples
1.7% MoM4.2% YoY
$530k$600k$670kJul ’25Aug ’26
$590,000Aug ’26 · 469 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
  • 2-car garage
Consider
  • Built 1990 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
3.9 mi
NCH Baker Hospital (Naples)
Beach
3.5 mi
Vanderbilt Beach (Naples)
Airport
4.6 mi
Naples Airport
Shopping
3.5 mi
Coastland Center (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.