2 Bed Waterfront Home for Sale in Naples
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For RentMLS# 226030856

$8,000

2 Bed Waterfront Home for Sale in Naples

10686 Gulf Shore Drive 206, Naples, FL, 34108

2 beds2 baths1,490 sqft
GatedTennisBeach AccessCommunity PoolBoatingWaterfront

About this home

Water views in every direction make for an unforgettable Naples getaway! This beautifully maintained 2-bedroom plus den, 2-bath condominium offers the perfect combination of comfort, waterfront living, and an exceptional North Naples location directly across from Vanderbilt Beach. Tastefully decorated and immaculately maintained, the residence is thoughtfully equipped with the kitchen essentials, linens, and conveniences needed to settle in and feel right at home. The versatile den features a fold-out sofa, providing additional sleeping accommodations for visiting family or friends. Start your mornings on the screened lanai overlooking the bay and boat slips, then unwind in the evening on the front balcony while enjoying beautiful western skies and spectacular Gulf sunsets. For boating enthusiasts, the rental includes a private boat slip accommodating a boat up to 26 feet, making it easy to enjoy Southwest Florida from the water. Monte Carlo is a gated waterfront community offering a large, heated community pool, shared tennis courts, covered assigned parking, additional guest parking, and an elevator for convenient access to the residence. Best of all, you’ll be directly across the street from the white sand of Vanderbilt Beach and just minutes from Delnor-Wiggins Pass State Park, Mercato, shopping, dining, entertainment, and popular neighborhood restaurants.

Property details

Type
Condominium
Year built
1988
Interior
1,490 sqft
Lot size
Not specified
Acreage
Not specified
Garage
None
Days on market
0
Total association fees
None
CDD
None
Est. taxes (1.4%)
$112/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
East
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
No
County
Collier

Amenities

BeachRightsBeachAccessBarbecuePicnicAreaPoolSidewalksTennisCourts

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

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Market trends, Naples

Median list
$678,000
Median $/sqft
$367
Median sold (90d)
$600,000
Avg days on market
111
Active listings
3,960
Median sold price · Naples
$598,000last 3 months4.3% vs $625,000 prior 3 months
Median closed price by month · Naples
5% MoM7.5% YoY
$530k$600k$670kJul ’25Aug ’26
$570,000Aug ’26 · 373 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1988 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
Location convenienceHigh
Hospital
8.1 mi
NCH Baker Hospital (Naples)
Beach
0.8 mi
Vanderbilt Beach (Naples)
Airport
8.6 mi
Naples Airport
Shopping
1.2 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.