$249,900
2 Bed 2 Bath Waterfront Condominium for Sale in MOODY RIVER ESTATES, FL
13040 Sandy Key Bend 3504, North Fort Myers, FL, 33903
About this home
REDUCTION IN HOA Quarterly Fee and TAXES-NEW AC completed with a 10 year transferable warranty Coach Home Corner Unit with a 2-car garage in the gated community of Moody River Estates. The community features tropical landscaping, walking and hiking trails, resort-style amenities, including two pools, tennis and pickleball courts, bocci ball and a clubhouse with pool table, video room, meeting rooms and fitness center. There is a Gulf access boat ramp with quick access to the Calosahatchee River. Your new home is on the second floor, featuring high 12 ft. ceilings, expansive views of the lake with a fountain water feature The interior has been freshly painted, new vinyl luxury planking flooring in both bedrooms. The great room offers true living space for all to enjoy a big screen TV and sofa. There is den/office loft with beautiful bamboo flooring for working from home, high-speed fiber optic XFinity cable and WIFI included in HOA. The kitchen is a cook's dream, enjoy Corian counters, a 13' long breakfast bar, plenty of storage, cabinets and pantry. You will enjoy water views from the great room, kitchen, dining room, and primary bedroom. For your protection there are hurricane shutters. The primary bedroom has natural light offering water views and access to the tiled lanai. The bath area includes double sinks a walk-in shower with two closets. The guest bedroom is ready for a queen bed, with ample closet space, and the guest bath has a tub/shower and a new toilet. There is inside laundry, washer/dryer included, with additional storage and hanging space for laundry. The air-conditioned 2-car garage has additional outlets, lighting & storage. AC provides a great place to store vehicles, golf cart or use as a hobby room. There is also insulation to the garage door along with new springs. The extra-long driveway can park at least 4 vehicles. This home has only been used seasonally, never rented, and is in mint condition. The convenience of County taxes only, quick access to Downtown Ft. Myers-waterfront shopping and dining within minutes via tolley or car and no homeowner flood insurance required. The Master HOA covers flood insurance. Pet Friendly total of 2 up to 40 pounds each
Property details
- Type
- Condominium
- Year built
- 2005
- Interior
- 1,688 sqft
- Lot size
- 5,641.02 sqft
- Acreage
- 0.13 acres
- Garage
- 2 car
- Days on market
- 314
- Total association fees
- $9,668/yr (~$806/mo)
- CDD
- None
- Est. taxes (1.4%)
- $3,499/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- East
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
Seeing several homes? Build a tour and we'll route it for you.
Your notes on this home
Keep private notes on this home — what you love, what to ask about — saved to your account and shared with your agent.
Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 13011 Sandy Key Bend 903 | Nov 2025 | $250,000 | 2/2 | 1,688 | $148 |
| 13011 Sandy Key Bend 901 | Nov 2025 | $233,000 | 2/2 | 1,688 | $138 |
| 3200 Sea Haven Court 2101 | Jun 2026 | $247,000 | 2/2 | 1,688 | $146 |
| 3221 Sea Haven Court 2602 | Feb 2026 | $222,000 | 2/2 | 1,688 | $132 |
| Average | 4 comps | $238,000 | $141 |
Market trends — North Fort Myers
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $62,500 (21.2%) from the original list price.
| Mar 6, 2026 | Sold | $232,500 |
| Jan 16, 2026 | Price reducedfrom $259,900 | $249,900 |
| Mar 31, 2025 | Listed | $295,000 |
The good, the trade-offs & the location
- Built 2005 — post-2002 Florida wind codes (typically lower insurance)
- Waterfront
- 2-car garage
- In a higher-risk flood zone (AE) — flood insurance likely required
- Higher association fees (~$9,668/yr)
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
Similar homes nearby
$205,000
MLS# 202500805115256 Riverbend Boulevard 105, North Fort Myers, FL, 33917
$259,900
MLS# 202601630313020 Sandy Key Bend 3402, North Fort Myers, FL, 33903
$215,000
MLS# 2026021068237 Palmer Boulevard, North Fort Myers, FL, 33903
$235,000
MLS# 202601667815256 Riverbend Boulevard 202, North Fort Myers, FL, 33917
$210,000
MLS# 20260136321108 Winding Pines Circle 104, Cape Coral, FL, 33909
$269,500
MLS# 2025021336275 LAKEVIEW Drive, North Fort Myers, FL, 33917
Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.