2 Bed Waterfront Home for Sale in Palm Island, FL, $399,000
1 / 26
For SaleMLS# 226028212

$399,000

2 Bed Waterfront Home for Sale in Palm Island, FL, $399,000

9269 Palm Island Circle, North Fort Myers, FL, 33903

2 beds2 baths1,836 sqft2 garage
GatedPickleballBoatingFitness CenterClubhouseBasketballCommunity PoolWaterfront

About this home

Live the Southwest Florida Lifestyle in Desirable Palm Island! Experience the perfect blend of luxury, comfort, and waterfront living in this beautifully updated residence within the exclusive gated community of Palm Island in North Fort Myers. Offering 2 bedrooms, 2 baths, and a flexible den, this thoughtfully designed home features an open-concept layout enhanced by a beautifully remodeled kitchen with elegant quartz countertops and timeless plantation shutters throughout. The private screened lanai provides a peaceful retreat overlooking a tranquil pond, where spectacular Southwest Florida sunsets create the perfect backdrop for evening relaxation. Relax on the private screened lanai overlooking a tranquil pond and enjoy spectacular Southwest Florida sunsets. Palm Island offers a true resort lifestyle with a community pool, fitness room, pickleball, tennis, and basketball courts. Boaters will love the direct access to the Caloosahatchee River and the Gulf, along with boat parking and boat slips available for an additional fee. Low HOA fees, a golf course just down the street, and a convenient location just minutes from Downtown Fort Myers' restaurants, shopping, and entertainment make this home an exceptional opportunity. Experience the best of Southwest Florida living! Message me today to schedule your private showing and see why Palm Island is one of Southwest Florida's hidden gems!

Property details

Type
SingleFamilyResidence
Year built
2004
Interior
1,836 sqft
Lot size
6,969.6 sqft
Acreage
0.16 acres
Garage
2 car
Days on market
0
Total association fees
$3,420/yr (~$285/mo)
CDD
None
Est. taxes (1.4%)
$5,586/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementIrrigationWaterMaintenanceGroundsPestControlRecreationFacilitiesReserveFundRoadMaintenanceStreetLightsSecurityTrash

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBoatDockBilliardRoomBilliardsMarinaBoatRampClubhouseFitnessCenterBarbecuePicnicAreaPickleballPoolRvBoatStorageManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$217/sqft
Comp median
$220/sqft
Difference
-1%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

Seeing several homes? Build a tour and we'll route it for you.

Your notes on this home

Keep private notes on this home — what you love, what to ask about — saved to your account and shared with your agent.

Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
9282 Palm Island CircleApr 2026$445,0003/22,007$222
13050 Sail Away StreetJul 2026$440,0003/22,002$220
12969 Turtle Cove TrailJul 2026$400,0003/22,029$197
Average3 comps$428,333$213

Market trends — North Fort Myers

Median list
$269,700
Median $/sqft
$178
Median sold (90d)
$275,500
Avg days on market
91
Active listings
626
Median sold price · North Fort Myers
$275,000last 3 months5.2% vs $290,000 prior 3 months
Median closed price by month · North Fort Myers
14.7% MoM11.7% YoY
$240k$284k$329kJul ’25Aug ’26
$256,000Aug ’26 · 5 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2004 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
  • 2-car garage
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
2.9 mi
Cape Coral Hospital
Beach
14.6 mi
Fort Myers Beach
Airport
5.8 mi
Page Field (Fort Myers)
Shopping
2.1 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

Loading map…

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.