2 Bed Waterfront Home for Sale in Cherry Estates
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For SaleMLS# 2026027781

$375,000

2 Bed Waterfront Home for Sale in Cherry Estates

3121 Binnacle Lane, St James City, FL, 33956

2 beds2 baths1,694 sqft
GatedBoatingWaterfront

About this home

Beautiful renovated waterfront Home in Cherry Estates – Move-In Ready! Don't miss this incredible opportunity in the highly desirable Cherry Estates community on Pine Island! Set on a spacious cul-de-sac lot with 90 feet of waterfront frontage, this home is positioned broadside to the canal, offering breathtaking views of intersecting canals and an unbeatable island setting. Nearly every inch of this home has been upgraded, including a newer carport, plumbing, completely updated electrical with new outlets and switches, new windows, doors, and sliding glass doors, and a newer HVAC system and ductwork. Additional improvements include new flooring and moldings, a reinforced subfloor with two layers of ½-inch plywood, ½-inch OSB insulation around the entire home, closed-cell foam insulation underneath, and extra tie-down straps for added peace of mind. Boaters will love the composite dock, 10,000-pound boat lift, NEW Canopy and large fishing shed. This location provides quick access to some of Southwest Florida's best fishing, boating, waterfront dining, and Gulf adventures. The home is partially furnished, making your move even easier. Explore the island by boat or golf cart, where waterfront living, spectacular sunsets, and laid-back island charm await.

Property details

Type
ManufacturedHome
Year built
1988
Interior
1,694 sqft
Lot size
4,356 sqft
Acreage
0.10 acres
Garage
None
Days on market
1
Total association fees
None
CDD
None
Est. taxes (1.4%)
$5,250/yr
Flood zone (area est.)
Not available
Storm protection
None listed
Exposure
West
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Yes
County
Lee

Amenities

Other
Below marketThis home is priced below comparable recent sales, a potential value.
This home
$221/sqft
Comp median
$253/sqft
Difference
-13%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3121 Skipper LaneOct 2025$340,0003/21,508$225
3083 Sloop LaneMar 2026$450,0002/21,585$284
4176 Lake Breeze LaneNov 2025$385,0003/21,522$253
Average3 comps$391,667$254

Market trends, St James City

Median list
$427,000
Median $/sqft
$316
Median sold (90d)
$437,500
Avg days on market
143
Active listings
104
Median sold price · St James City
$440,000last 3 months15.8% vs $380,000 prior 3 months
Median closed price by month · St James City
21.3% MoM30.7% YoY
$215k$420k$625kJul ’25Aug ’26
$433,000Aug ’26 · 17 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Waterfront
Consider
  • Built 1988 — pre-2002 construction may carry older wind codes and higher insurance
  • No garage listed
Location convenienceHigh
Hospital
12.2 mi
HealthPark Medical Center
Beach
4.7 mi
Sanibel Island
Airport
14.8 mi
Page Field (Fort Myers)
Shopping
13.4 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.