$299,900
3 Bed SingleFamilyResidence for Sale in Cape Coral
404 SE 28th Terrace, Cape Coral, FL, 33904
About this home
Prime Central Cape Coral location near Schools, Shopping, Parks, and Veterans Pkwy! This charming 3-bedroom, 2-bath home sits on an oversized 100’ x 125’ lot with plenty of room for a future pool or boat storage. Offering 1,424 sq ft of living space, the smart split-bedroom floor plan features soaring ceilings, new LVF-flooring, a spacious kitchen with island, newer appliances, and abundant cabinet storage. The cozy dining area opens to the covered lanai, creating the perfect space for indoor-outdoor living. The primary suite offers a walk-in closet, room for a king-size bed, and private lanai access. Two guest bedrooms are located on the opposite side of the home for added privacy, while the guest bath also provides convenient lanai access—ideal for a future pool bath setup. Enjoy true Southern exposure from the large fenced backyard and covered patio, perfect for soaking up the Florida sunshine all winter long. Additional features include an inside laundry room with washer and dryer, whole-house water softener, sprinkler system, accordion shutters throughout, New Roof 2018' and a 2-car garage with new wind-rated garage door and opener. *This home has never flooded and may not require flood insurance, Check with your Lender to be sure. City Water & Sewer Utilities with all Assessments Paid! Located on a nice quiet street across from Gulf Access Homes makes this the perfect choice for your new home. Whether you’re looking for a seasonal retreat, full-time family home, or income-producing Airbnb opportunity, this property checks all the boxes. Priced to sell—schedule your private showing today before it’s gone! ***Some Photos have been Virtually Staged to help visualize the space's potential.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1999
- Interior
- 1,424 sqft
- Lot size
- 12,501.72 sqft
- Acreage
- 0.29 acres
- Garage
- 2 car
- Days on market
- 71
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $4,199/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- South
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 8 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 513 SE 27th Terrace | Apr 2026 | $300,000 | 3/2 | 1,250 | $240 |
| 301 SE 26th Terrace | Dec 2025 | $275,000 | 3/2 | 1,272 | $216 |
| 2501 Academy Boulevard | Dec 2025 | $327,500 | 3/2 | 1,294 | $253 |
| 116 SW 31st Street | Nov 2025 | $295,000 | 3/2 | 1,372 | $215 |
| 914 SE 28th Terrace | Jun 2026 | $290,000 | 3/2 | 1,446 | $201 |
| 2626 SW 1st Avenue | Jun 2026 | $340,000 | 3/2 | 1,462 | $233 |
| Average | 6 comps | $304,583 | $226 |
Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $55,000 (18%) from the original list price.
| Aug 31, 2026 | Sold | $250,000 |
| Jul 14, 2026 | Price reducedfrom $305,000 | $299,900 |
| May 27, 2026 | Listed | $305,000 |
The good, the trade-offs & the location
- Lower flood risk (zone X)
- 2-car garage
- Built 1999 — pre-2002 construction may carry older wind codes and higher insurance
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.