$325,000
3 Bed SingleFamilyResidence for Sale in Cape Coral, FL
226 SW 44th Terrace, Cape Coral, FL, 33914
About this home
Located in a desirable Southwest Cape Coral neighborhood, this well-maintained 3-bedroom, 2-bath home offers 1,594 square feet of thoughtfully designed living space just minutes from downtown Cape Coral's shopping, dining, entertainment, and nearby parks. Inside, the popular split-bedroom floor plan is complemented by vaulted ceilings and an open-concept design that brings the kitchen and great room together, creating an ideal space for everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, abundant cabinetry, and a large center island with seating that naturally becomes the gathering place for family and guests. The spacious primary suite is privately positioned away from the guest bedrooms, while the screened lanai enjoys desirable southern rear exposure, creating a bright and inviting outdoor living space to enjoy throughout the year. The front and back lanai both feature professionally finished epoxy-coated floors, adding durability and a clean, finished appearance. Major improvements include a new roof in 2022, a water heater replaced in 2021, new privacy fence in 2023 and a generator-ready electrical hookup, allowing the home to be powered by a portable generator during power outages. City water and sewer assessments are fully paid, offering valuable savings to the next owner. Although located in Flood Zone AE, this home has never flooded during previous hurricanes. The current flood insurance policy is assumable with an annual premium of just $2,047, providing added value and peace of mind. Combining quality updates, paid assessments, desirable southern rear exposure, and an excellent location, this home presents an outstanding opportunity to enjoy the Southwest Florida lifestyle.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1987
- Interior
- 1,594 sqft
- Lot size
- 10,018.8 sqft
- Acreage
- 0.23 acres
- Garage
- 2 car
- Days on market
- 0
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $4,550/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- South
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 5 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 234 SW 43rd Terrace | Mar 2026 | $322,000 | 3/2 | 1,713 | $188 |
| 218 SW 43rd Terrace | Aug 2025 | $319,000 | 3/2 | 1,697 | $188 |
| 242 SW 46th Terrace | Jan 2026 | $365,000 | 3/2 | 1,659 | $220 |
| 118 SE 44th Terrace | Apr 2026 | $345,000 | 3/2 | 1,406 | $245 |
| 133 SE 45th Street | Dec 2025 | $310,000 | 3/2 | 1,415 | $219 |
| Average | 5 comps | $332,200 | $212 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- 2-car garage
- Built 1987 — pre-2002 construction may carry older wind codes and higher insurance
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.