3 Bed SingleFamilyResidence for Sale in Cape Coral, FL
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For SaleMLS# 2026032744

$439,000

3 Bed SingleFamilyResidence for Sale in Cape Coral, FL

4305 NW 20th Street, Cape Coral, FL, 33993

3 beds2 baths1,688 sqft2 garage

About this home

Better than waterfront. This clean, well taken care of 2023-built 3-bedroom plus den, 2-bath home in NW Cape Coral sits on a .23-acre lot directly across from a wide canal, giving you an open-water view every day without the cost of owning waterfront property. Inside you'll find tile flooring throughout, a designer feature wall in the main living area and a split-bedroom floor plan. The kitchen includes a walk-in pantry and comes equipped with a full stainless appliance package including refrigerator, range, microwave, dishwasher and also comes with a washer and dryer. Impact-resistant windows and doors run throughout the home. Outside, a fully fenced backyard and screened lanai offer private outdoor living, backed by automatic sprinkler irrigation and decorative Bahama shutters. The home has no HOA and no association fees. This is an opportunity to get the water view without the waterfront premium.

Property details

Type
SingleFamilyResidence
Year built
2023
Interior
1,688 sqft
Lot size
10,018.8 sqft
Acreage
0.23 acres
Garage
2 car
Days on market
0
Total association fees
None
CDD
None
Est. taxes (1.4%)
$6,146/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors, Shutters
Exposure
North
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Well
Sewer
Septic Tank
New construction
No
Pets
Yes
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Above marketThis home is priced above comparable recent sales.
This home
$260/sqft
Comp median
$201/sqft
Difference
+29%

Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Your notes on this home

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
2021 NW 41st AvenueMar 2026$480,0003/21,804$266
1633 NW 37th PlaceMay 2026$330,0004/21,718$192
1609 NW 37th PlaceOct 2025$372,0003/21,777$209
2354 NW 35th PlaceDec 2025$357,0003/21,887$189
Average4 comps$384,750$214

Market trends — Cape Coral

Median list
$399,900
Median $/sqft
$234
Median sold (90d)
$385,000
Avg days on market
94
Active listings
2,503
Median sold price · Cape Coral
$387,250last 3 months8% vs $358,500 prior 3 months
Median closed price by month · Cape Coral
20.9% MoM33.8% YoY
$340k$408k$475kJul ’25Aug ’26
$475,000Aug ’26 · 41 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2023 — post-2002 Florida wind codes (typically lower insurance)
  • Storm protection: Impact Windows/Doors, Shutters
  • 2-car garage
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
8.2 mi
Cape Coral Hospital
Beach
17.5 mi
Sanibel Island
Airport
14.2 mi
Page Field (Fort Myers)
Shopping
8 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.