$609,000
3 Bed SingleFamilyResidence for Sale in Cape Coral
4126 NW 39th Street, Cape Coral, FL, 33993
About this home
One or more photo(s) has been virtually staged, AI generated or rendered. CUSTOM CAPE CORAL HOME | NO HOA | NO FLOOD INSURANCE REQUIRED PER LOMA | OVERSIZED 3-CAR GARAGE | ROOM FOR A POOL. Built as a personal forever home by owners with 30 years of construction experience, this exceptional residence was created with an emphasis on quality, durability and storm resistance. From the foundation to the finishes, the difference is in how this home was built. Construction features include a 5-inch slab, concrete-filled walls, metal studs, hurricane-rated windows and doors, elevated foundation, advanced roofing and drainage, and high-end HVAC. Inside, imported Italian porcelain tile, custom cabinetry, smart appliances, extensive electrical upgrades and TV pre-wiring reflect the same attention to detail. The thoughtfully designed single-level floor plan features no steps, wide doorways and walk-in showers, offering comfortable and accessible living without sacrificing style. BOATERS, CAR COLLECTORS AND TRUCK OWNERS, TAKE NOTE. The oversized 3-car garage with a 9-foot opening offers exceptional depth and height for large trucks, a trailered boat and car-lift possibilities. Designed with boating and automotive enthusiasts in mind, this is garage space that is difficult to find in a traditional residential home. The generous homesite provides room to design a custom pool, spa and outdoor living area, allowing the next owner to create a backyard retreat tailored to their own style. Pool proposals are available. With NO HOA, enjoy additional flexibility without the restrictions or recurring fees of an association. The property is elevated above the floodplain, and its LOMA certificate indicates no flood insurance is required. What truly distinguishes this home is what cannot always be captured in photographs. The owners built it for themselves, selecting materials and construction methods for long-term quality rather than builder-grade shortcuts. Extensive construction information, plans, warranties, flood-elevation documentation and material records are available, providing an unusual level of transparency into how the property was constructed. For buyers searching for a custom Cape Coral home with no HOA, no required flood insurance per LOMA, room for a pool, hurricane-rated features and exceptional garage space for boats, trucks or collector cars, this property offers a rare combination of craftsmanship, flexibility and Florida functionality. Built with intention. Built for Florida. Built to last..
Property details
- Type
- SingleFamilyResidence
- Year built
- 2024
- Interior
- 1,926 sqft
- Lot size
- 10,018.8 sqft
- Acreage
- 0.23 acres
- Garage
- 3 car
- Days on market
- 0
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $8,526/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- South
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Well
- Sewer
- Septic Tank
- New construction
- No
- Pets
- Yes
- County
- Lee
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 4 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 4009 NW 39th Street | Sep 2025 | $589,000 | 3/3 | 1,944 | $303 |
| 4107 NW 37th Street | Jul 2026 | $490,000 | 3/3 | 1,999 | $245 |
| 3923 NW 38TH Street | Apr 2026 | $489,000 | 4/3 | 1,901 | $257 |
| 4303 NW 35th Street | Oct 2025 | $510,000 | 3/2 | 1,950 | $262 |
| Average | 4 comps | $519,500 | $267 |
Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2024 — post-2002 Florida wind codes (typically lower insurance)
- Storm protection: Impact Windows/Doors
- 3-car garage
- In a higher-risk flood zone (AE) — flood insurance likely required
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.