3 Bed Attached for Sale in Bella Terra
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For SaleMLS# 226024655

$419,000

3 Bed Attached for Sale in Bella Terra

21048 Cosenza Court, Estero, FL, 33928

3 beds2 baths1,891 sqft2 garage
GatedPickleballTennisBocceFitness CenterClubhouseBasketballPlaygroundCommunity Pool

About this home

Private Preserve Views in Bella Terra's Largest Villa Floor Plan w/3bed, 2bth, 2-car garage attached villa offers nearly 1,900 sq ft of one-story living. Tucked on a quiet cul-de-sac, nothing across the street and nothing visible behind you, just preserve, and the deer and birds that come with it. Enter through a private, screened front porch, to the open kitchen, dining, and living space, which makes the home comfortable for everyday life and entertaining. The primary suite sits at the back of the home for privacy, w/two walk-in closets w/adjustable rack systems, a separate tub/shower, and dual sinks. The other two bedrooms are at the front of the home, giving everyone their own space. Recent updates are meaningful, not cosmetic. The interior was fully repainted in a neutral color, ceilings, walls, and baseboards included. New water heater 2025, new garbage disposal, barn door added in the primary bedroom leading to bathroom, a stove vent routed directly outside, and pre-wiring for a generator. The A.C. system is a Trane 17 SEER XL Series 3-ton unit installed in 2017, carrying a 12-year compressor and 10-year parts warranty, with extra ducts added to the primary bedroom and the bedroom facing the unattached neighbor for better comfort control. A Halo whole-home water filtration system was added in 2019, and the refrigerator was replaced in 2023. Both bathrooms have power flush toilets, Gerber in the primary and Kohler in the guest bath. Additional details buyers appreciate: shutters throughout with cross heads, wooden cornices over the sliding glass door shades, drainage installed between villas with downspouts tied in, a security system pre-wired for Power Over Ethernet, and garage wall organization with ceiling-mounted safe racks. Active maintenance agreements are in place with RDS and Next Plumbing, and the buyer is welcome to call either company directly with questions. Plumbing and A.C. maintenance are both current through June 2026. Roof replacement is already scheduled for 2031, and exterior painting is scheduled for early 2027, with the new owner coordinating alongside the adjoining neighbor to select a color from HOA-approved options. The extended lanai out back is where you'll want your morning coffee, quiet, private, and facing straight into the preserve. This is a maintenance-free villa, with HOA covering exterior painting, roof reserves, pest control, lawn and landscaping, irrigation, and even Hotwire cable and internet. Not in a flood zone. Bella Terra is a guard-gated community set across 100 acres of lakes and 400 acres of conservation preserve, clubhouse, fitness center, resort-style pool, hot tub, waterfall, plus pickleball, tennis, bocce, basketball, multi-use sports fields, inline skate park, and volleyball. Minutes to Publix, Miromar Outlets, RSW International Airport, Hertz Arena, & Gulf Coast Town Center, easy access to I-75. Well cared for, thoughtfully upgraded, and ready for its next owner. Some Virtual Staged Photos

Property details

Type
Attached
Year built
2006
Interior
1,891 sqft
Lot size
5,445 sqft
Acreage
0.13 acres
Garage
2 car
Days on market
5
Total association fees
$5,032/yr (~$419/mo)
CDD
Yes
Est. taxes (1.4%)
$5,866/yr
Flood zone (area est.)
No · Low risk (X)
Storm protection
None listed
Exposure
West
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Lee

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInternetIrrigationWaterMaintenanceGroundsPestControlRecreationFacilitiesSecurity

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BasketballCourtBocceCourtClubhouseSportCourtFitnessCenterHobbyRoomPlaygroundPickleballParkPoolSpaHotTubSidewalksTennisCourtsTrailsManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$222/sqft
Comp median
$228/sqft
Difference
-3%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
13599 Troia DriveAug 2026$467,0003/22,044$228
13606 Messino CourtJun 2026$474,9004/32,032$234
20301 Ardore LaneAug 2026$447,5103/22,085$215
Average3 comps$463,137$226

Market trends, Bella Terra

Median list
$529,500
Median $/sqft
$238
Median sold (90d)
$458,500
Avg days on market
22
Active listings
18
Median sold price · Bella Terra
$458,500last 3 months10.5% vs $415,000 prior 3 months
Median closed price by month · Bella Terra
7.6% MoM18.3% YoY
$375k$488k$600kJul ’25Aug ’26
$457,255Aug ’26 · 6 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

The good, the trade-offs & the location

Pros
  • Built 2006 — post-2002 Florida wind codes (typically lower insurance)
  • Lower flood risk (zone X)
  • 2-car garage
Location convenienceHigh
Hospital
11.5 mi
Gulf Coast Medical Center
Beach
10 mi
Lovers Key State Park
Airport
7.3 mi
RSW Intl (Fort Myers)
Shopping
2.9 mi
Miromar Outlets

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.