$419,000
3 Bed Attached for Sale in Bella Terra
21048 Cosenza Court, Estero, FL, 33928
About this home
Private Preserve Views in Bella Terra's Largest Villa Floor Plan w/3bed, 2bth, 2-car garage attached villa offers nearly 1,900 sq ft of one-story living. Tucked on a quiet cul-de-sac, nothing across the street and nothing visible behind you, just preserve, and the deer and birds that come with it. Enter through a private, screened front porch, to the open kitchen, dining, and living space, which makes the home comfortable for everyday life and entertaining. The primary suite sits at the back of the home for privacy, w/two walk-in closets w/adjustable rack systems, a separate tub/shower, and dual sinks. The other two bedrooms are at the front of the home, giving everyone their own space. Recent updates are meaningful, not cosmetic. The interior was fully repainted in a neutral color, ceilings, walls, and baseboards included. New water heater 2025, new garbage disposal, barn door added in the primary bedroom leading to bathroom, a stove vent routed directly outside, and pre-wiring for a generator. The A.C. system is a Trane 17 SEER XL Series 3-ton unit installed in 2017, carrying a 12-year compressor and 10-year parts warranty, with extra ducts added to the primary bedroom and the bedroom facing the unattached neighbor for better comfort control. A Halo whole-home water filtration system was added in 2019, and the refrigerator was replaced in 2023. Both bathrooms have power flush toilets, Gerber in the primary and Kohler in the guest bath. Additional details buyers appreciate: shutters throughout with cross heads, wooden cornices over the sliding glass door shades, drainage installed between villas with downspouts tied in, a security system pre-wired for Power Over Ethernet, and garage wall organization with ceiling-mounted safe racks. Active maintenance agreements are in place with RDS and Next Plumbing, and the buyer is welcome to call either company directly with questions. Plumbing and A.C. maintenance are both current through June 2026. Roof replacement is already scheduled for 2031, and exterior painting is scheduled for early 2027, with the new owner coordinating alongside the adjoining neighbor to select a color from HOA-approved options. The extended lanai out back is where you'll want your morning coffee, quiet, private, and facing straight into the preserve. This is a maintenance-free villa, with HOA covering exterior painting, roof reserves, pest control, lawn and landscaping, irrigation, and even Hotwire cable and internet. Not in a flood zone. Bella Terra is a guard-gated community set across 100 acres of lakes and 400 acres of conservation preserve, clubhouse, fitness center, resort-style pool, hot tub, waterfall, plus pickleball, tennis, bocce, basketball, multi-use sports fields, inline skate park, and volleyball. Minutes to Publix, Miromar Outlets, RSW International Airport, Hertz Arena, & Gulf Coast Town Center, easy access to I-75. Well cared for, thoughtfully upgraded, and ready for its next owner. Some Virtual Staged Photos
Property details
- Type
- Attached
- Year built
- 2006
- Interior
- 1,891 sqft
- Lot size
- 5,445 sqft
- Acreage
- 0.13 acres
- Garage
- 2 car
- Days on market
- 5
- Total association fees
- $5,032/yr (~$419/mo)
- CDD
- Yes
- Est. taxes (1.4%)
- $5,866/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- West
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Lee
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 13599 Troia Drive | Aug 2026 | $467,000 | 3/2 | 2,044 | $228 |
| 13606 Messino Court | Jun 2026 | $474,900 | 4/3 | 2,032 | $234 |
| 20301 Ardore Lane | Aug 2026 | $447,510 | 3/2 | 2,085 | $215 |
| Average | 3 comps | $463,137 | $226 |
Market trends, Bella Terra
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2006 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- 2-car garage
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.