3 Bed Condominium for Sale in Naples
1 / 33
For SaleMLS# 225069757

$699,000

3 Bed Condominium for Sale in Naples

445 Cove Towers Drive 304, Naples, FL, 34110

3 beds3 baths2,379 sqft1 garage
GatedTennisBeach AccessFitness CenterClubhouseCommunity PoolOn-site Dining

About this home

REDUCED! What a Bargain! Still not low enough then make an offer. Condo must go! It is Vacant and had quite a bit of Renovations done. Still some things for a new owner to change and make it their own. The price is the cheapest per SqFt in the complex. At this price, it would make a great investment. Rentals are sought after and this one is well located. You are in North Naples and at a max of 20 minutes takes you most anywhere in Southwest Florida Including the RSW International Airport, Condo has had Most of the Interior Freshly Painted. New Carpet in all 3 Bedrooms. Newer Woodlike (No knowledge of exactly what kind it is, but is about 2 years old.) Some of front balcony was painted. Large Rear balcony was retiled a couple of months ago and Drain was repaired. There is a Table and benches in the breakfast room.

Property details

Type
Condominium
Year built
2002
Interior
2,379 sqft
Lot size
Not specified
Acreage
Not specified
Garage
1 car
Days on market
336
Total association fees
$23,740/yr (~$1,978/mo)
CDD
None
Est. taxes (1.4%)
$9,786/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
West
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvMaintenanceGroundsTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

BeachRightsBeachAccessClubhouseFitnessCenterBarbecuePicnicAreaPoolRestaurantSpaHotTubStorageTennisCourtsTrashManagement

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Below marketThis home is priced below comparable recent sales, a potential value.
This home
$294/sqft
Comp median
$354/sqft
Difference
-17%

Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

Seeing several homes? Build a tour and we'll route it for you.

Your notes on this home

Keep private notes on this home, what you love, what to ask about, saved to your account and shared with your agent.

Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
905 Carrick Bend Circle 201Feb 2026$632,0003/22,360$268
14750 Glen Eden DriveAug 2026$865,0003/32,438$355
14797 Glen Eden DriveFeb 2026$800,0003/32,257$354
Average3 comps$765,667$326

Market trends, Montego At Cove Towers

Median list
$1,032,000
Median $/sqft
$434
Median sold (90d)
$246,500
Avg days on market
244
Active listings
4
Median sold price · Montego At Cove Towers
$246,500last 3 monthsnot enough sold data to compare

Live community medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $150,999 (17.8%) from the original list price.

Jul 17, 2026Price reducedfrom $750,000$699,000
Sep 20, 2025Listed$849,999

The good, the trade-offs & the location

Pros
  • Built 2002 — post-2002 Florida wind codes (typically lower insurance)
  • Storm protection: Impact Windows/Doors
Consider
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • Higher association fees (~$23,740/yr)
Location convenienceHigh
Hospital
9.4 mi
NCH Baker Hospital (Naples)
Beach
2.3 mi
Vanderbilt Beach (Naples)
Airport
9.8 mi
Naples Airport
Shopping
2.1 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

Loading map…

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.