$699,000
3 Bed Condominium for Sale in Naples
445 Cove Towers Drive 304, Naples, FL, 34110
About this home
REDUCED! What a Bargain! Still not low enough then make an offer. Condo must go! It is Vacant and had quite a bit of Renovations done. Still some things for a new owner to change and make it their own. The price is the cheapest per SqFt in the complex. At this price, it would make a great investment. Rentals are sought after and this one is well located. You are in North Naples and at a max of 20 minutes takes you most anywhere in Southwest Florida Including the RSW International Airport, Condo has had Most of the Interior Freshly Painted. New Carpet in all 3 Bedrooms. Newer Woodlike (No knowledge of exactly what kind it is, but is about 2 years old.) Some of front balcony was painted. Large Rear balcony was retiled a couple of months ago and Drain was repaired. There is a Table and benches in the breakfast room.
Property details
- Type
- Condominium
- Year built
- 2002
- Interior
- 2,379 sqft
- Lot size
- Not specified
- Acreage
- Not specified
- Garage
- 1 car
- Days on market
- 336
- Total association fees
- $23,740/yr (~$1,978/mo)
- CDD
- None
- Est. taxes (1.4%)
- $9,786/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- Impact Windows/Doors
- Exposure
- West
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 905 Carrick Bend Circle 201 | Feb 2026 | $632,000 | 3/2 | 2,360 | $268 |
| 14750 Glen Eden Drive | Aug 2026 | $865,000 | 3/3 | 2,438 | $355 |
| 14797 Glen Eden Drive | Feb 2026 | $800,000 | 3/3 | 2,257 | $354 |
| Average | 3 comps | $765,667 | $326 |
Market trends, Montego At Cove Towers
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $150,999 (17.8%) from the original list price.
| Jul 17, 2026 | Price reducedfrom $750,000 | $699,000 |
| Sep 20, 2025 | Listed | $849,999 |
The good, the trade-offs & the location
- Built 2002 — post-2002 Florida wind codes (typically lower insurance)
- Storm protection: Impact Windows/Doors
- In a higher-risk flood zone (AE) — flood insurance likely required
- Higher association fees (~$23,740/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.