$1,189,000
3 Bed Condominium for Sale in Naples
445 Cove Tower Drive 704, Naples, FL, 34110
About this home
Perfect Southwestern Views of the Gulf, Wiggins Pass and Cocohatchee River in this 7th floor "04 End Unit” in Montego at Cove Towers. The views begin as you step in from your Private Elevator entry and continue through the Living and Dining room, into the Primary with full wall sliders onto the lanai and to the back guest bedrooms offering a private balcony – truly sunrise to sunset views! Professionally remodeled kitchen, flooring and lighting, the home has a sophisticated coastal style that flows from room to room with a furniture package available to interested Buyers. This unit has Two Deeded Parking Spaces, side by side, in the enclosed garage – rare and valuable to have a second parking space! Included is an exclusive membership to the Calypso Club (pool, spa, outdoor living area with fireplace, large fitness center, guest hotel suites and a social room.) Available is a transfer membership to the Tarpon Cove Club (boat shuttle to Delnor Wiggins Beach, 6 har tru tennis courts, fitness center, clubhouse with dining, a tiki bar with bocce ball, fire pit and pool, boat slips for lease/purchase, golf reciprocity off season). Cove Towers is North Naples' hidden gem, less than a mile to the Gulf, directly on Wiggins Pass with an optional Marina. This is an excellent opportunity in Coastal North Naples!
Property details
- Type
- Condominium
- Year built
- 2002
- Interior
- 2,379 sqft
- Lot size
- Not specified
- Acreage
- Not specified
- Garage
- 2 car
- Days on market
- 279
- Total association fees
- $25,448/yr (~$2,121/mo)
- CDD
- None
- Est. taxes (1.4%)
- $16,646/yr
- Flood zone (area est.)
- Yes · High risk (AE)
- Storm protection
- None listed
- Exposure
- Southwest
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Call, Conditional
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges, mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees, which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 455 Cove Tower Drive 1603 | Aug 2026 | $1,100,000 | 3/3 | 2,556 | $430 |
| 1286 Rainbow Court | Aug 2026 | $1,190,000 | 4/3 | 2,182 | $545 |
| 14789 Glen Eden Drive | Oct 2025 | $1,000,000 | 3/3 | 2,257 | $443 |
| Average | 3 comps | $1,096,667 | $473 |
Market trends, Montego At Cove Towers
Live community medians from the MLS · see all listings. Indicative, not an appraisal.
The good, the trade-offs & the location
- Built 2002 — post-2002 Florida wind codes (typically lower insurance)
- 2-car garage
- In a higher-risk flood zone (AE) — flood insurance likely required
- Higher association fees (~$25,448/yr)
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.