3 Bed SingleFamilyResidence for Sale in St James City
1 / 43
▶ View Virtual Tour
For SaleMLS# 2026014958

$449,000

3 Bed SingleFamilyResidence for Sale in St James City

8677 Whispering Pines Drive, St James City, FL, 33956

3 beds3 baths1,424 sqft
Gated

About this home

Private and peaceful 3 bed/3 bath two-story home on 1.37 acres in St. James City with a flexible in-law suite. The upper level offers 2 bedrooms, 2 baths, open living, formal dining, den/office, and interior laundry. Sliding glass doors open to a wraparound wood porch on three sides. The kitchen features ample cabinetry, generous counter space, and a breakfast bar. The primary suite includes a walk-in closet, tiled walk-in shower, and porch access. The massive 1,120 sq ft lower level has a separate entrance and includes a full kitchen, living and dining area with wood-burning fireplace, bedroom, bath, and a 10' x 13' storage room with built-ins. Two sets of sliding doors lead to an oversized concrete patio. Additional features include a large shed with drive-in access, updated electrical panel, city water and septic, and the home has never flooded. No HOA or deed restrictions—room for boats, RVs, and future outbuildings. Convenient location near Matlacha, fishing, boating, dining, and beaches.

Property details

Type
SingleFamilyResidence
Year built
1985
Interior
1,424 sqft
Lot size
59,764.32 sqft
Acreage
1.37 acres
Garage
None
Days on market
109
Total association fees
None
CDD
None
Est. taxes (1.4%)
$6,286/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
None listed
Exposure
West
Waterfront
No
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Septic Tank
New construction
No
Pets
Yes
County
Lee

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

Not yet ratedNot enough comparable sales nearby to rate this home's price yet.

We rate a home against recently SOLD homes within ~1 mile that match on size, beds/baths, and age. This home doesn't have enough close comparables in the last 12 months for a reliable read, ask Rick for a personalized CMA.

Seeing several homes? Build a tour and we'll route it for you.

Your notes on this home

Keep private notes on this home, what you love, what to ask about, saved to your account and shared with your agent.

Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
4754 Woodstock RoadJan 2026$364,0003/21,420$256
4403 Lake Heather CircleMay 2026$340,0002/21,366$249
Average2 comps$352,000$253

Market trends, St James City

Median list
$429,000
Median $/sqft
$317
Median sold (90d)
$440,000
Avg days on market
148
Active listings
101
Median sold price · St James City
$442,500last 3 months16.4% vs $380,000 prior 3 months
Median closed price by month · St James City
20.6% MoM30.2% YoY
$215k$420k$625kJul ’25Aug ’26
$436,500Aug ’26 · 18 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

May 31, 2026Back on market
Mar 30, 2026Listed$449,000

The good, the trade-offs & the location

Consider
  • Built 1985 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
  • No garage listed
Location convenienceModerate
Hospital
10.6 mi
Cape Coral Hospital
Beach
10 mi
Sanibel Island
Airport
15.1 mi
Page Field (Fort Myers)
Shopping
11.3 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

Loading map…

Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.