$1,199,000
3 Bed 3 Bath Condominium for Sale in MONTEGO AT COVE TOWERS, FL
445 Cove Tower Drive 302, Naples, FL, 34110
About this home
Elevated luxury in Naples! Located in Montego at Cove Towers, this stunning 2645 sq ft 3- bedroom, 3-bathroom condo, accessed via a PRIVATE ELEVATOR, invites you into a world of elegance and comfort. As you step inside, you’ll be captivated by the completely renovated open floor plan with high ceilings and wide-plank white oak floors. At the heart of the home, the gourmet kitchen features shaker cabinets, GE Café appliances (including an induction range with split ovens and an additional oven in the working island), and two 9 1/2 ft spacious islands – one for dining that can accommodate up to 10 people. Relax in the luxurious master suite with serene preserve views, dual walk-in custom closets and a beautifully designed bathroom with an extra large shower, quartz counter tops and all new cabinets. Two additional bedrooms and two bathrooms (one en suite) await your guests – both with large, walk-in closets. Enjoy outdoor living on the screened in lanai where you can sip your morning coffee while taking in tranquil views. You will also appreciate the additional open balcony (unique to Apartment 302) for even more outdoor space. This exceptional unit includes TWO GARAGE PARKING SPACES and access to the on-site Calypso Club, offering a resort-style pool, fitness center, 2 guest suites for extended family stays and social room where many residents gather for a game of bridge, book club, or even just to enjoy a glass of wine. Calypso Club is exclusive to only 2 buildings and is a truly special place. Additionally, the optional membership to the Tarpon Cove Yacht & Raquet Club offers an abundance of opportunities for tennis, pool, dining experiences, and “The Endless Summer” pontoon boat shuttle to the beach. Ideally located near shopping, dining and Naples beaches, experience the pinnacle of luxury living in the Cove Towers Preserve community, where Montego 302 is ready to welcome you home!
Property details
- Type
- Condominium
- Year built
- 2002
- Interior
- 2,645 sqft
- Lot size
- Not specified
- Acreage
- Not specified
- Garage
- 2 car
- Days on market
- 365
- Total association fees
- $27,401/yr (~$2,283/mo)
- CDD
- None
- Est. taxes (1.4%)
- $16,786/yr
- Flood zone (area est.)
- Not available
- Storm protection
- Impact Windows/Doors
- Exposure
- Southwest
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Public
- Sewer
- Public Sewer
- New construction
- No
- Pets
- Call, Conditional
- County
- Collier
Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.
Maintenance included in the fee
What the association dues cover, per the MLS. Confirm the full schedule with the HOA.
Amenities
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 445 Cove Tower Drive 903 | Nov 2025 | $1,475,000 | 3/3 | 2,650 | $557 |
| 445 Dockside Drive B903 | May 2026 | $1,275,000 | 3/3 | 2,677 | $476 |
| 544 Roma Court | Dec 2025 | $1,050,000 | 4/3 | 2,660 | $395 |
| Average | 3 comps | $1,266,667 | $476 |
Market trends — Naples
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $174,000 (12.9%) from the original list price.
| Apr 17, 2026 | Sold | $1,175,000 |
| Jan 28, 2026 | Price reducedfrom $1,299,000 | $1,199,000 |
| Mar 22, 2025 | Listed | $1,349,000 |
The good, the trade-offs & the location
- Built 2002 — post-2002 Florida wind codes (typically lower insurance)
- Storm protection: Impact Windows/Doors
- 2-car garage
- Higher association fees (~$27,401/yr)
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.