$498,000
3 Bed Waterfront Home for Sale in Cape Coral
3814 SE 13th Avenue, Cape Coral, FL, 33904
About this home
Waterfront Paradise with 240’ of Intersecting Canal Frontage Breathtaking sunsets and sweeping water views — this completely renovated Cape Coral home offers it all. Sitting proudly on 240 feet of intersecting canals with Gulf access, it’s just a quick 15-minute ride to the river and beyond to the Gulf. Boating, paddleboarding, fishing, or kayaking — your waterfront playground begins right at your private concrete dock. Step inside and you’ll find a bright, open floor plan that feels both spacious and inviting. The unique shiplap ceiling is a showstopper, complemented by a covered lanai that extends your living space outdoors. The chef’s kitchen features a large center island with bar seating, quartz countertops, stainless steel appliances, and a walk-in pantry — all designed for entertaining. The master suite is a retreat of its own, with an oversized closet, sliding barn doors, and a beautifully updated bath. This home is truly move-in ready and maintained to perfection. Outside, the resort lifestyle continues. In addition to the covered lanai, there’s another 144 square feet of covered seating under the outdoor tiki hut, creating a spacious and relaxing area for outdoor dining or entertaining. Imagine afternoons under the tiki hut, evenings in the hot tub, or a workout in the new swim spa. A sunning deck and fire-pit conversation area provide the perfect gathering spots, while lush landscaping, banana trees, pineapples, and even a lemon tree surround you with natural beauty. Pavers wrap around the home, and the fully fenced yard is great for pets. Practical upgrades ensure peace of mind, with a new roof in 2022 and a well-fed irrigation system keeping the gardens thriving. Best of all, this serene cul-de-sac location is in a small pocket of Cape Coral that does not require flood insurance. Close to shopping, dining, and Fort Myers, yet tucked away in a quiet neighborhood, it’s the perfect balance of convenience and retreat. This is more than a house — it’s a waterfront lifestyle designed for sunsets, gatherings, and memories that will last a lifetime.
Property details
- Type
- SingleFamilyResidence
- Year built
- 1978
- Interior
- 1,478 sqft
- Lot size
- 11,238.48 sqft
- Acreage
- 0.26 acres
- Garage
- 2 car
- Days on market
- 61
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $6,972/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- Impact Windows/Doors
- Exposure
- Northwest
- Waterfront
- Yes
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- Yes
- Natural gas
- No
- Water
- Assessment Paid
- Sewer
- Assessment Paid
- New construction
- No
- Pets
- Yes
- County
- Lee
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 3 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
Seeing several homes? Build a tour and we'll route it for you.
Your notes on this home
Keep private notes on this home, what you love, what to ask about, saved to your account and shared with your agent.
Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1301 SE 40th Terrace | Jan 2026 | $546,000 | 3/2 | 1,466 | $372 |
| 1623 SE 39th Terrace | Jul 2026 | $439,000 | 3/2 | 1,479 | $297 |
| 1322 SE 42nd Street | Feb 2026 | $435,000 | 3/2 | 1,393 | $312 |
| Average | 3 comps | $473,333 | $327 |
Market trends, Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $33,000 (6.6%) from the original list price.
| Jan 15, 2026 | Sold | $465,000 |
| Oct 9, 2025 | Listed | $498,000 |
The good, the trade-offs & the location
- Lower flood risk (zone X)
- Waterfront
- Storm protection: Impact Windows/Doors
- 2-car garage
- Built 1978 — pre-2002 construction may carry older wind codes and higher insurance
Straight-line distances to major SWFL amenities, approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
Similar homes nearby
$475,000
MLS# 20260014191129 SE 13th Street, Cape Coral, FL, 33990
$519,000
MLS# 20260196549435 Sunset Harbor Lane 244, Fort Myers, FL, 33919
$440,000
MLS# 20260199403021 SE 16th Place, Cape Coral, FL, 33904
$475,000
MLS# 20260242362031 SE 25th Lane, Cape Coral, FL, 33904
$525,000
MLS# 20260369935115 Sunnybrook Court 20, Cape Coral, FL, 33904
$589,000
MLS# 2260195621606 SE 28th Street, Cape Coral, FL, 33904
Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.