3 Bed 2 Bath Waterfront Condominium for Sale in RUM BAY, FL
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SoldMLS# 225083502

$395,000

3 Bed 2 Bath Waterfront Condominium for Sale in RUM BAY, FL

3023 Horizon Lane 2507, Naples, FL, 34109

3 beds2 baths1,383 sqft1 garage
GatedPickleballTennisFitness CenterClubhousePlaygroundCommunity PoolWaterfront

About this home

Totally updated!—This beautifully updated first-floor “Garden” end-unit condo is the lowest-priced 3 bedroom & 2 full bath condo in the Rum Bay section of the highly sought-after, gated Bridgewater Bay community and is truly move-in ready, offering 1,383 square feet under air, an northwest-facing exposure for abundant natural light, and absolutely stunning long lake views with breathtaking sunsets. The freshly painted interior features durable, neutral luxury vinyl flooring throughout, newer ceiling fans, lighting, window blinds,, open kitchen with newer cabinetry, quartz countertops, a breakfast bar, and a decorative mosaic tile backsplash—perfect for both everyday living and entertaining. The spacious great room flexibly accommodates dining and living areas and flows seamlessly to the covered, screened lanai with electric storm shutters, recessed lighting, and ceiling fan, creating an ideal space to relax and enjoy the view. The owner’s suite offers a private lanai access, an oversized large walk-in closet with custom built-in closet system. The remodeled owner’s bath with an oversized separate vanities topped in quartz, updated mirrors and lighting, and a large walk-in shower with oversized tile, ceramic tiled walls, and a seamless glass door. The sunny guest bedrooms are welcoming and well-appointed, while the updated guest bath features a white cabinetry, quartz countertops,, tub/shower combo, tiled shower walls, and seamless sliding glass door. A separate laundry and utility area add convenience, and detached enclosed one-car garage with epoxy flooring and ample storage, a dedicated parking space, and plentiful guest parking. Bridgewater Bay offers resort-style amenities highlighted by a recently renovated clubhouse with luxury finishes, catering kitchen, social room, bar area, resort pool, screened lap pool, spa, fitness center, hobby rooms, tennis and pickleball courts, steam room, sauna, and a children’s park, along with a full calendar of seasonal social events. The community features two convenient gated entrances off Livingston Road and Orange Blossom Drive, a full-time handyman for exterior maintenance, immaculately maintained grounds, building exteriors painted in 2025, and roofs replaced in 2018, all within a prime central Naples location close to beaches, Fifth Avenue dining, and premier shopping—making this exceptional condo and vibrant community the perfect place to call home.

Property details

Type
Condominium
Year built
2002
Interior
1,383 sqft
Lot size
Not specified
Acreage
Not specified
Garage
1 car
Days on market
27
Total association fees
$10,240/yr (~$853/mo)
CDD
None
Est. taxes (1.4%)
$5,530/yr
Flood zone (area est.)
Not available
Storm protection
Impact Windows/Doors
Exposure
Northwest
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
No
Spa
No
Natural gas
No
Water
Public
Sewer
Public Sewer
New construction
No
Pets
Call, Conditional
County
Collier

Total association fees sums the core association dues the MLS feed provides (HOA, condo/master association, and land lease), normalized to a yearly figure. These are separate from and additional to specialty charges — mandatory club or food-and-beverage minimums, special assessments, and rec-lease fees — which the IDX feed does not carry. Always confirm the full fee schedule with the HOA or listing agent.

Maintenance included in the fee

AssociationManagementCableTvInternetIrrigationWaterMaintenanceGroundsPestControlRecreationFacilitiesReserveFundRoadMaintenanceSewerStreetLightsTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Amenities

ClubhouseFitnessCenterHobbyRoomPlaygroundPickleballParkPoolSpaHotTubTennisCourtsManagement
At marketThis home is priced in line with comparable recent sales.
This home
$286/sqft
Comp median
$277/sqft
Difference
+3%

Based on the $/sqft of 11 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
3047 Horizon Lane 1906Jun 2026$340,0002/21,246$273
3052 Horizon Lane 1207May 2026$410,0003/21,573$261
3048 Horizon Lane 1103Jul 2026$410,0002/21,482$277
7077 Lone Oak BoulevardMar 2026$410,0003/21,485$276
3053 Driftwood Way 3901Oct 2025$450,0003/21,573$286
7081 Lone Oak BoulevardJul 2026$425,0003/21,464$290
Average6 comps$407,500$277

Market trends — Naples

Median list
$679,000
Median $/sqft
$370
Median sold (90d)
$625,000
Avg days on market
109
Active listings
4,192
Median sold price · Naples
$625,000last 3 months1.7% vs $636,000 prior 3 months
Median closed price by month · Naples
0.6% MoM10.3% YoY
$530k$599k$668kJul ’25Jul ’26
$628,750Jul ’26 · 354 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Up $10,000 (2.6%) from the original list price.

Feb 12, 2026Sold$395,000
Jan 8, 2026Back on market
Dec 23, 2025Price increasedfrom $385,000$395,000
Dec 23, 2025Listed$385,000

The good, the trade-offs & the location

Pros
  • Built 2002 — post-2002 Florida wind codes (typically lower insurance)
  • Waterfront
  • Storm protection: Impact Windows/Doors
Consider
  • Higher association fees (~$10,240/yr)
Location convenienceHigh
Hospital
4.3 mi
Physicians Regional (Naples)
Beach
4.3 mi
Vanderbilt Beach (Naples)
Airport
5.7 mi
Naples Airport
Shopping
3.6 mi
Mercato (Naples)

Straight-line distances to major SWFL amenities — approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.