3 Bed Pool Home for Sale in Cape Coral
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SoldMLS# 2025026320

$748,000

3 Bed Pool Home for Sale in Cape Coral

2009 SW 45th Terrace, Cape Coral, FL, 33914

3 beds2 baths2,023 sqft2 garage
GatedBoatingWaterfront

About this home

EXCEPTIONAL 3 LOT GULF ACCESS 120 X 125 WATERFRONT PROPERTY TOTALLY RENOVATED in sought after Southwest Cape Coral. This beautifully updated 3 bedroom, 2 bath residence is situated on a large canal, offering gulf access and an outstanding boating lifestyle. The dock has a 11,000-lb boat lift with canopy cover. The location provides easy access to open water, while tranquil canal views enhance both indoor and outdoor living spaces. The bright, open great-room floor plan features vaulted ceilings and is enhanced by expansive sliding glass doors topped with a framed transom window, allowing abundant natural light and picturesque water views to fill the home. The spacious kitchen is well-appointed with a large center island, ample cabinetry, and stainless-steel appliances, making it ideal for both everyday living and entertaining. A formal dining room adds valuable flexibility and can easily serve as a home office, flex room, or additional gathering space. The split-bedroom layout offers privacy, with the primary suite overlooking the canal and featuring a walk-in closet and a well designed bath with dual sinks, soaking tub, and separate shower. Two additional bedrooms and a full bath are located on the opposite side of the home. Outdoor living is a highlight, with a screened lanai and resort style pool overlooking the water perfect for relaxing or hosting guests. A new roof installed in 2023 adds peace of mind and long-term value. Additional features include concrete block construction, and all assessments paid. Ideally located near Cape Harbour dining, shopping, and entertainment, this property offers the perfect blend of Gulf-access boating, flexible interior space, and classic Florida indoor-outdoor living in a quiet, established neighborhood.

Property details

Type
SingleFamilyResidence
Year built
1996
Interior
2,023 sqft
Lot size
14,984.64 sqft
Acreage
0.34 acres
Garage
2 car
Days on market
127
Total association fees
None
CDD
None
Est. taxes (1.4%)
$10,472/yr
Flood zone (area est.)
Yes · High risk (AE)
Storm protection
Impact Windows/Doors
Exposure
North
Waterfront
Yes
Gulf access
No
Gulf access type
N/A
Pool
Yes
Spa
No
Natural gas
No
Water
Assessment Paid
Sewer
Assessment Paid
New construction
No
Pets
Yes
County
Lee

Maintenance included in the fee

IrrigationWaterRoadMaintenanceSewerTrashWater

What the association dues cover, per the MLS. Confirm the full schedule with the HOA.

Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.

At marketThis home is priced in line with comparable recent sales.
This home
$370/sqft
Comp median
$355/sqft
Difference
+4%

Based on the $/sqft of 12 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.

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Recently sold nearby

Closed comparable sales within ~1 mile in the last 12 months, similar price, size, beds/baths, and age.

AddressSoldSold priceBeds/BathsSq ft$/sqft
4333 SW 25th AvenueSep 2026$799,0004/32,005$399
2408 SW 43rd TerraceNov 2025$760,0003/22,120$358
4812 SW 24th PlaceSep 2025$780,0003/32,044$382
4122 SW 23rd PlaceJun 2026$650,0003/22,113$308
4714 SW 25th CourtFeb 2026$700,0003/21,989$352
2122 SW 51st StreetJan 2026$695,0003/22,132$326
Average6 comps$730,667$354

Market trends, Cape Coral

Median list
$399,000
Median $/sqft
$233
Median sold (90d)
$384,999
Avg days on market
92
Active listings
2,482
Median sold price · Cape Coral
$384,999last 3 months6.9% vs $360,000 prior 3 months
Median closed price by month · Cape Coral
3.9% MoM4.3% YoY
$340k$365k$390kJul ’25Sep ’26
$364,995Sep ’26 · 50 sales

Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.

Live area medians from the MLS · see all listings. Indicative, not an appraisal.

Price & status history

Down $169,000 (18.8%) from the original list price.

Jul 10, 2026Sold$728,000
May 1, 2026Price reducedfrom $774,000$748,000
Jan 6, 2026Listed$897,000

The good, the trade-offs & the location

Pros
  • Private pool
  • Waterfront
  • Storm protection: Impact Windows/Doors
  • 2-car garage
Consider
  • Built 1996 — pre-2002 construction may carry older wind codes and higher insurance
  • In a higher-risk flood zone (AE) — flood insurance likely required
Location convenienceHigh
Hospital
6.3 mi
Cape Coral Hospital
Beach
8.9 mi
Fort Myers Beach
Airport
9.5 mi
Page Field (Fort Myers)
Shopping
7.4 mi
Coralwood / Merchants Crossing (Cape)

Straight-line distances to major SWFL amenities, approximate; actual drive times vary.

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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.