$299,900
3 Bed 2 Bath SingleFamilyResidence for Sale in CAPE CORAL, FL
1908 SW 12th Terrace, Cape Coral, FL, 33991
About this home
Incredible Opportunity in Highly Sought-After SW Cape Coral! This 2015 LGI-built home offers an assumable VA loan at an exceptionally low 2.625% interest rate, providing tremendous long-term savings for the next homeowner. You don't have to be a veteran to assume loan. Featuring 3 bedrooms, 2 baths, a 2-car garage, and over 1,522 sq. ft. of living space, this bright and airy home blends comfort, style, and peace of mind. Key Upgrades & Peace-of-Mind Features: 2024 New Roof Brand-new hot water heater Hurricane shutters 2022 on every opening (added protection + potential insurance savings) Zone X – No flood insurance required City utilities installed, assessments still owed please check attachment document for the payoff regarding the remaining amounts from the City of Cape Coral. Interior Highlights: Step inside to soaring cathedral ceilings and a spacious great room that flows seamlessly into the kitchen—perfect for entertaining or everyday living. The kitchen features: Granite countertops New stainless-steel appliances Wood cabinetry Island/breakfast bar Adjacent dining area interior was freshly painted Primary Suite The private primary suite includes: Walk-in closet Walk-in shower Inside laundry with washer and dryer Two guest bedrooms share a full bath in this desirable split-bedroom layout. Seller is offering flooring allowance up to $3500. Outdoor Living Large sliders open to a covered lanai and open overlooking a fully fenced, landscaped backyard—ideal for pets, play, or simply relaxing. There’s plenty of room to add a pool and Screened front porch. This home offers exceptional value, modern upgrades, and a prime SW Cape Coral location. Schedule your tour today!
Property details
- Type
- SingleFamilyResidence
- Year built
- 2015
- Interior
- 1,522 sqft
- Lot size
- 10,018.8 sqft
- Acreage
- 0.23 acres
- Garage
- 2 car
- Days on market
- 82
- Total association fees
- None
- CDD
- None
- Est. taxes (1.4%)
- $4,199/yr
- Flood zone (area est.)
- No · Low risk (X)
- Storm protection
- None listed
- Exposure
- South
- Waterfront
- No
- Gulf access
- No
- Gulf access type
- N/A
- Pool
- No
- Spa
- No
- Natural gas
- No
- Water
- Assessment Unpaid
- Sewer
- Assessment Unpaid
- New construction
- No
- Pets
- Yes
- County
- Lee
Amenities
Flood risk shown is an area-level estimate and can differ from a specific unit's actual FEMA designation (which varies by structure and elevation). Look up this address on the FEMA Flood Map and verify with a licensed insurance agent before relying on it.
Based on the $/sqft of 11 comparable homes sold nearby in the last 12 months. Indicative, not an appraisal.
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Your notes on this home
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Recently sold nearby
Closed comparable sales within ~1 mile in the last 12 months — similar price, size, beds/baths, and age.
| Address | Sold | Sold price | Beds/Baths | Sq ft | $/sqft |
|---|---|---|---|---|---|
| 1802 SW 15th Terrace | Aug 2025 | $295,000 | 3/2 | 1,522 | $194 |
| 2476 Belleville Court | Mar 2026 | $330,000 | 3/2 | 1,516 | $218 |
| 1210 SW 10th Terrace | Apr 2026 | $320,000 | 3/2 | 1,524 | $210 |
| 2624 Anguilla Drive | Mar 2026 | $315,000 | 2/2 | 1,542 | $204 |
| 2457 Hopefield Court | Apr 2026 | $305,000 | 3/2 | 1,507 | $202 |
| 1213 SW 15th Terrace | Jul 2026 | $314,261 | 3/2 | 1,718 | $183 |
| Average | 6 comps | $313,210 | $202 |
Market trends — Cape Coral
Median of closed MLS sales each month over the available window. Months with too few sales are omitted; the range extends automatically as more sales close.
Live area medians from the MLS · see all listings. Indicative, not an appraisal.
Price & status history
Down $22,499 (7.3%) from the original list price.
| Jun 8, 2026 | Sold | $287,500 |
| Mar 15, 2026 | Price reducedfrom $309,999 | $299,900 |
| Jan 5, 2026 | Listed | $309,999 |
The good, the trade-offs & the location
- Built 2015 — post-2002 Florida wind codes (typically lower insurance)
- Lower flood risk (zone X)
- 2-car garage
Straight-line distances to major SWFL amenities — approximate; actual drive times vary.
Nearby schools
Get more information on their programs, scores, and extracurriculars on each school's page · browse the full schools directory.
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Listing information is provided in part by the Florida Gulf Coast Multiple Listing Service (MLS) through its Broker Reciprocity / Internet Data Exchange (IDX) program. Properties displayed may be listed by brokerages other than SWFL Relocation Team. Data is deemed reliable but is not guaranteed accurate by the MLS or this brokerage and should be independently verified. Fees, flood zones, taxes, square footage, and school assignments are estimates from the feed and must be confirmed. © 2026 SWFL Relocation Team. All rights reserved.